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PayPal: PayPal Credit reviews

4.74
Based on 119,634 reviews, last reviewed 4th Jun 2026
3174100% increase in 5 star reviews
in the past 90 days
9350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very easy to make payments also cust... Easy to use and very easy to make payments also customer service is great I would recommend to my friends and family Reviewed on: 4th June 2026
Lelieth T's avatar
Lelieth T

Latest lowest rating:

2

Not good - hidden fees and interest rates. Not good - hidden fees and interest rates. Also not very clear layout. Reviewed on: 4th June 2026
Merita osmani's avatar
Merita osmani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119634)

All very easy to use and helped me spend without pay...

5
All very easy to use and helped me spend without paying extra Reviewed on: 13th April 2026

Helps me out, it's good with 0% interest.

5
Helps me out, it's good with 0% interest. Reviewed on: 13th April 2026

My time with PayPal has been amazing

5
My time with PayPal has been amazing Reviewed on: 13th April 2026

Very essy to use and its extremly fast transactions

5
Very essy to use and its extremly fast transactions Reviewed on: 13th April 2026

Brilliant service, app is easy to follow and transac...

5
Brilliant service, app is easy to follow and transactions always smooth. Would highly recommend to others. Reviewed on: 13th April 2026

Easy and trustworthy easy access to the shopping

5
Easy and trustworthy easy access to the shopping Reviewed on: 13th April 2026

Very very helpful in times when you need it most.

5
Very very helpful in times when you need it most. Reviewed on: 13th April 2026

Paypal great

5
I find the app easy to use so can purchase items easily and spread the cost. The Paypal staff have been great when i have rang up with a problem with a item i purchased.Other sites i have used in the past do not want to help with problems Paypal are great. Reviewed on: 13th April 2026

.Apple Pay

5
No issues, and it’s great to now have PayPal as part of your Apple wallet. Reviewed on: 13th April 2026

Easy to use

5
Easy to use, reasonable offers , flexible credit Reviewed on: 13th April 2026

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