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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Overall good, 2FA is glitchy

The app can be annoying to log in to. The two factor authentication doesn't always work and there have been times I can't make a purchase on time. Reviewed on: 8th June 2026

Easy to use with good reminders / notifications

Easy to use with good reminders / notifications Reviewed on: 8th June 2026

Excellent, easy to use service.

Excellent, easy to use service. Seems to automatically know when there is any issue. So it is sorted before problems arise. Reviewed on: 8th June 2026

Great service

Great service and great offers and easy to use Reviewed on: 8th June 2026

Best option

I always chose to pay with PayPal, in special pay in 3, Reviewed on: 8th June 2026

Andrew81

Very helpful and always reliable Reviewed on: 8th June 2026

I’ve had a good.

I’ve had a good. Experience of buying items I was looking for. I would like to use my credit in cash too. It’s because I need new roof on Garage but you don’t do that and I understand. Reviewed on: 8th June 2026

It’s very convenient to use PayPal specifically when...

It’s very convenient to use PayPal specifically when I send money to my family who lives in Canada they can get the money right away. Reviewed on: 8th June 2026

excellent

was good, fast and support is helpful, would recommend to my friends and family, Reviewed on: 8th June 2026

PayPal is great

PayPal is a great choice for credit as it’s easy to use and notifies when payments a due to reduce interest going up. PayPal has always been helpful when needed Reviewed on: 8th June 2026

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