Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

Problem free and smooth

Never ever had a problem with PayPal - all always goes smoothly with transactions. Reviewed on: 8th June 2026

Easy , convenient and flexible options.

Easy , convenient and flexible options. Reviewed on: 8th June 2026

PayPal has the Buyer protection is good!

PayPal has the Buyer protection is good! Which the the other payment service is lack of. Reviewed on: 8th June 2026

Staff are very helpful.

Staff are very helpful. And 3 month itrest free. No charges fees. Sometimes buy now and pay layer aswell. Reviewed on: 8th June 2026

Very easy to use and navigate.

Very easy to use and navigate. Will definitely recommend to friends and family Reviewed on: 8th June 2026

Good credit offers, customer service good.

Good credit offers, customer service good. Helpful credit card Reviewed on: 8th June 2026

Good experience using PayPal

I’ve only had good experiences using PayPal Reviewed on: 8th June 2026

Hasslefree , easy to use , convenient , lot if benef...

Hasslefree , easy to use , convenient , lot if benefuts , reward points Reviewed on: 8th June 2026

PayPal just works, and that’s why I keep using it.

PayPal just works, and that’s why I keep using it. The app is incredibly clean and straightforward—there's no clunky menu diving or weird lag when you're trying to send money or check a balance. Whether I'm buying something online or sending cash to a friend, the whole process takes about three seconds. Reviewed on: 8th June 2026

Very convenient and easy to navigate the app

Very convenient and easy to navigate the app Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101293 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub