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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Very easy to use and trust and good service

5
Very easy to use and trust and good service Reviewed on: 8th June 2026

I have had a good experience with this card.

5
I have had a good experience with this card. The application process was straightforward, payments are easy to manage, and the rewards are useful for my spending. Customer service has been responsive whenever I’ve needed help.” Reviewed on: 8th June 2026

Used PayPal for around 14 years and never had any pr...

5
Used PayPal for around 14 years and never had any problems with the app. Customer service is very helpful especially when I got scammed and bought something and received something entirely different. Just recently got a credit card and up to now everything has been great. Reviewed on: 8th June 2026

PayPal credit has helped me so much,weather it be ho...

5
PayPal credit has helped me so much,weather it be home improvements,birthday or Christmas PayPal has made spreading the. cost so much more manageable Reviewed on: 8th June 2026

was good, fast and support is helpful, would recomme...

5
was good, fast and support is helpful, would recommend to my friends and family , Reviewed on: 8th June 2026

They help me at the pastvwith a scam transaction.

5
They help me at the pastvwith a scam transaction. Very quick response back problem results done . Reviewed on: 8th June 2026

So handy for spreading out costs takes the stress ou...

5
So handy for spreading out costs takes the stress out of emergency buys Reviewed on: 8th June 2026

Efficient transactions.

5
Efficient transactions. and good choice of payment methods. Reviewed on: 8th June 2026

Love the £100 for 4 months interest free

5
Never had any issues so far and the £100 interest free for 4 months really saves me from time to time. Reviewed on: 8th June 2026

I have never had a negative experience since using P...

5
I have never had a negative experience since using PayPal. It’s very straightforward and easy to use. When I’ve had a problem with a seller PayPal have always been easy to contact, easy to understand and excellent at solving any issue that I have encountered. Reviewed on: 8th June 2026

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