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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119597 reviews)

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4.74

Based on 119,597 reviews, last reviewed 4th Jun 2026

3172250% increase in 5 star reviews

in the past 90 days

9350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Perfect method Good service..very simple .I'm really happy with PayPal Reviewed on: 4th June 2026

Latest lowest rating:

2

Not good - hidden fees and interest rates. Not good - hidden fees and interest rates. Also not very clear layout. Reviewed on: 4th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119597)

Pay pal credit has low interest rates and you are al...

Pay pal credit has low interest rates and you are also given the chance to pay off purchases interest free for 4 months. Just Use you credit sensibly and don't get yourself into debt. I've been a pay pal credit customer for a while now. Reviewed on: 13th April 2026

Great product

Interested free makes less expensive when buying bigger items in life Reviewed on: 13th April 2026

Overall good service. I recommend.

Overall good service. I enjoy the app and its user friendly. Reviewed on: 13th April 2026

I like paypal

I trust PayPal and the point system is veryvgood Reviewed on: 13th April 2026

Great way to make large purchases

I've always found that using PayPal Credit very reliable and convenient. I've never had any issues with transactions using PayPal credit. The offer of interest free for 4 months is an added bonus. Reviewed on: 13th April 2026

Simple and straightforward payments

Always easy to use, simple and straightforward, I always feel safer using PayPal as my preferred payment method. Reviewed on: 13th April 2026

Smooth transactions.

Smooth transactions. No hidden fees Reviewed on: 13th April 2026

Paypal all the way

Have used PayPal for many years.i feel safe and use it as my main method of payment at the checkout. Reviewed on: 13th April 2026

No issues so far.

Simple, convenient, and great for spreading costs. No issues so far. Reviewed on: 13th April 2026

Easy, quick, safe and secure.

Gives me an affordable and easy way to make purchases I wouldn't be able to afford outright. I can break these down into more affordable repayment options and usually with three/four months at no added interest. It has become my go to option for majority of purchases over £100. Reviewed on: 13th April 2026

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