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PayPal: PayPal Credit reviews

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4.91
Based on 57,285 reviews, last reviewed 8th Apr 2026
598900% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great fast and no hassle affective Great fast and no hassle affective Reviewed on: 8th April 2026
George Brennan 's avatar
George Brennan

Latest lowest rating:

2

Watch yourselves! Confusing when it comes to paying back. Not at all like other creditors. Funds do not immediately show, so you're sat there wondering when your paymen... Read more Reviewed on: 8th April 2026
TheAdmiral's avatar
TheAdmiral
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57285)

Excellent, fast and efficient service

5
Love using PayPal credit. No issues Reviewed on: 13th June 2022
Abs 's avatar
Abs

Outstanding

4
Outstanding easy to use Always reliable credit line available instantly never had a problem so far has help me handsomely has been critical to me. PayPal credit app is just brilliant a lot of hard work and effort by PayPal definitely I recommend few friends who already joined a bonus point PayPal credit app graphics user interface is excellent definitely a care and thought put in by PayPal Every details are very clearly explained especially the credit agreement Aswel as every term's and conditions finally I'll say no complaints thanks Reviewed on: 13th June 2022
raheez khan's avatar
raheez khan

Easy access

5
I have found that the credit is there when I need it, without having to go through long forms and how reliable it is. Reviewed on: 13th June 2022
edwina_mitchell@hotmail.com's avatar
[email protected]

Great service all round

5
Great easy and quick to set up and secure Reviewed on: 13th June 2022
Keithyj's avatar
Keithyj

Easy to use

5
Been using PayPal credit for a couple of years now. Always easy to access and use. Easy to understand Reviewed on: 13th June 2022
Robert Chrystie's avatar
Robert Chrystie

One word , excellent !!!!!!

5
0% interest for 4 months , what more can you want ? Easy to make payments anytime too . Reviewed on: 13th June 2022
richard Hodgson's avatar
richard Hodgson

No frills

5
PayPal credit just works and it’s part of the usual PayPal process! No cards or anything else to keep track of. Reviewed on: 13th June 2022
R's avatar
R

Without a doubt the best for Credit

5
I previously would never consider splitting my payments as they usually always add interest or have a catch. However with PayPal credit you can apply it to anything where you can pay using PayPal and interest free for 4 months means I can split payments without the stress of depleting all my funds in my account in one go. An example of this is how I used PayPal to buy a bunch of brand new furniture from a major retailer and then make the payments I see fit over the coming months. Thanks PayPal for making my life easier, happy days :) Reviewed on: 13th June 2022
TelSan's avatar
TelSan

Amazing

5
It's makes sense as long as you are responsible you can make it worth your while. Reviewed on: 13th June 2022
Nathan's avatar
Nathan

Quick, convenient, & easy

5
Every now and then a product comes along that does what it says on the tin. PayPal is a trustworthy name and PayPal credit is very easy to apply for and even easier to use. It makes my life easier in being able to spread the cost of more expensive items over a short period of time. Reviewed on: 13th June 2022
Martyn Porter's avatar
Martyn Porter

Review PayPal: PayPal Credit now

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