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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119572 reviews)

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4.74

Based on 119,572 reviews, last reviewed 4th Jun 2026

3171150% increase in 5 star reviews

in the past 90 days

9350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great option to have but I hate how sometimes I'm wa... Great option to have but I hate how sometimes I'm waiting a week before money appears on my PayPal account Reviewed on: 4th June 2026

Latest lowest rating:

1

Paypal is best Well my cards wont work but i love paypal Reviewed on: 3rd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119572)

Fantastic service.

Fantastic service.Secure, safe and peace of mind. I love how it is now widely accepted from splitting bills to spreading the cost - making good times and things accessible. Reviewed on: 13th April 2026

No hassle and convenient.

No hassle and convenient. I rely on it when I'm short for purchases. Reviewed on: 13th April 2026

good experience with PayPal credit

Always had a good experience with PayPal credit and I use it as much as I can Reviewed on: 13th April 2026

Great services

PayPal is a great service with great customer services Reviewed on: 13th April 2026

always first class service from paypal, used them fo...

always first class service from paypal, used them for years. Reviewed on: 13th April 2026

I have been with PayPal for quite some time.

I have been with PayPal for quite some time now and always found it easy to use and very good customer services. Reviewed on: 13th April 2026

I have always had an excellent experience using PayP.al

I have always had an excellent experience using PayPal credit very happy customer Reviewed on: 13th April 2026

PayPal for over 20 years

Been using PayPal for over 20 years and never had any issues.Very reliable and efficient Reviewed on: 13th April 2026

Love PayPal credit.

Love PayPal credit. Easy to make transactions and thorough statements which help transparency Reviewed on: 13th April 2026

Useful when you need a little longer to pay

Useful when you need a little longer to pay Reviewed on: 13th April 2026

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