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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119520 reviews)

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4.74

Based on 119,520 reviews, last reviewed 3rd Jun 2026

3168700% increase in 5 star reviews

in the past 90 days

9350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love linking PayPal to curve and pay in 3. Love linking PayPal to curve and pay in 3. Reviewed on: 3rd June 2026

Latest lowest rating:

1

Paypal is best Well my cards wont work but i love paypal Reviewed on: 3rd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119520)

Used it for years, always super easy to use and I’ve...

Used it for years, always super easy to use and I’ve always felt safest using PayPal over putting my card details online. Great that we now collect points and these can be redeemed on purchases. Credit options are fab also. Very happy. I will continue to use PayPal. Reviewed on: 13th April 2026

I have never have a problem, but every time I write...

I have never have a problem, but every time I write or call I have an answer and help at hand. Thank you Reviewed on: 13th April 2026

Great spending power due to credit limit.

Great spending power due to credit limit. Able to afford purchasing items online and paying over time. Absolutely great customer service when calling the dedicated customer service line. The PayPal credit and debit card makes things easier at checkout for in-store purchases. Reviewed on: 13th April 2026

I find PayPal easy to use

I find PayPal easy to use, the PayPal + is a good way to earn points and I feel safe using this form of payment. Great customer service support and the whole process is easy Reviewed on: 13th April 2026

It was very easy experience, very straight forward.

It was very easy experience, very straight forward. I would recommend! Reviewed on: 13th April 2026

Happy customer

Great service, PayPal is a timely easy to use Reviewed on: 13th April 2026

Spread the cost with no penalty

If a purchase is over £100. I can have no interest credit for four months which means I have more time to pay for big purchases. This helps me take the pressure off and spread big payments over more time. Reviewed on: 13th April 2026

Very good on a credit very good fix great

Very good on a credit very good fix great Reviewed on: 13th April 2026

I would rather use paypal than any other payment met...

I would rather use paypal than any other payment method as its more secure and dont have the worry of getting hacked. Its soo easy to use & keep track. I am a paypal credit customer too and it had helped me out soo much. Reviewed on: 13th April 2026

PayPal is my go to!

PayPal is my go to for quick and secure online payments. The app is smooth, transfers are fast. I’ve also been using PayPal Credit for bigger purchases, the flexible payment options and 0% intro APR deals have been really helpful. Overall, a reliable and convenient service I use almost daily! Reviewed on: 13th April 2026

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