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PayPal: PayPal Credit reviews

4.74
Based on 119,486 reviews, last reviewed 3rd Jun 2026
3167200% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 Pay in 3 no interest makes makes life so much easier Reviewed on: 3rd June 2026
Dan F's avatar
Dan F

Latest lowest rating:

1

Poor credit provider Weather you pay on time or no only rich people get more credit Reviewed on: 2nd June 2026
HN's avatar
HN

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119486)

Easy to use, great customer service, very helpful an...

5
Easy to use, great customer service, very helpful and compassionate they don't seem like they wanna trap you in a money pit Reviewed on: 13th April 2026

Great has helped me out and had 1 hiccup on a paymen...

5
Great has helped me out and had 1 hiccup on a payment due to card change but contacted and had great customer service that sorted issue Reviewed on: 13th April 2026

I am using since couple of years never lose my...

5
I am using since couple of years never lose my money Reviewed on: 13th April 2026

Better than Banks.

5
Better than Banks. Every purchase is easier than ever. Reviewed on: 13th April 2026

Everything is fine

4
Everything is fine this far, used PayPal for years and will continue to do so Reviewed on: 13th April 2026

It’s always good with PayPal card and it’s split pay...

5
It’s always good with PayPal card and it’s split payments for my purchases. Reviewed on: 13th April 2026

The new debit card feature makes paying fast and muc...

5
The new debit card feature makes paying fast and much easier. Reviewed on: 13th April 2026

PayPal is very secure payment system

5
PayPal is very secure payment system Reviewed on: 13th April 2026

Using PayPal is generally easy and convenient.

5
Using PayPal is generally easy and convenient. Payments are quick, setup is simple, and it’s widely accepted for online shopping. The added security and buyer protection make it feel safe to use. Reviewed on: 13th April 2026

I have never had a problem.

5
I have never had a problem. They always help me solve any problem. I recommend it to everyone. Reviewed on: 13th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review