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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Reliable and Seamless Financial Management.

5
I have been using PayPal for years, and it remains my go-to choice for online transactions. Whether I am shopping at major retailers, supporting small businesses, or splitting expenses with friends, the experience is consistently smooth and secure. PayPal has simplified how I handle my digital finances. It is a stable, trustworthy, and essential tool for anyone who does any amount of shopping or transferring online. Highly recommended! Reviewed on: 8th June 2026

I'm so happy with your services

5
I'm so happy with your services. You are the best Reviewed on: 8th June 2026

ALWAYS RELIABLE.

5
ALWAYS RELIABLE.always get reminded about payment Reviewed on: 8th June 2026

Concise, user friendly proactive to customers needs.

4
Clear, concise and user friendly. Also resolved a dispute with a late payment issue and corrected false information on my credit file. A dependable and reliable platform. Top marks! Reviewed on: 8th June 2026

I have always had an excellent service from PayPal,...

5
I have always had an excellent service from PayPal, they take care of everything for me regarding my purchasing and aftercare. Reviewed on: 8th June 2026

Fuss free service.

5
Fuss free service. Easy to use with no hidden surprises Reviewed on: 8th June 2026

Ease of use and able to split payments over time.

5
Ease of use and able to split payments over time. Reviewed on: 8th June 2026

Convenient credit option with a straightforward setup

5
It was easy to set up and straightforward to use, which made managing payments feel more convenient and less stressful. The process was clear, and I liked having the option to spread costs when needed, but I do think there could be more flexibility or clearer communication around fees and repayment details. Reviewed on: 8th June 2026

I find it very easy to use and feel it’s a safe meth...

5
I find it very easy to use and feel it’s a safe method of paying , also helps me to budget my financed Reviewed on: 8th June 2026

great pay method could be better with tracking payme...

4
great pay method could be better with tracking payments and available on more platforms Reviewed on: 8th June 2026

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