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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

I enjoy using PayPal, i find it easy and convenient...

I enjoy using PayPal, i find it easy and convenient to use Reviewed on: 8th June 2026

Great credit company keeps me informed of my spendin...

Great credit company keeps me informed of my spending and makes sure I don’t have any problems with my finances Reviewed on: 8th June 2026

Used it to spread the cost of a slightly larger than...

Used it to spread the cost of a slightly larger than normal purchase. Made it easier to pay back over several paydays Reviewed on: 8th June 2026

Great service.

Great service. Perfect benefits. 4 month without paying anything Reviewed on: 8th June 2026

straightforward no nonsense

The application process was straightforward, payments were easy to manage, and the flexibility of spreading costs made purchases much more convenient. Overall, a smooth and reliable service. Reviewed on: 8th June 2026

PayPal for the win

I love PayPal it’s a great way to send and spend money. I also love the flexibility of PayPal credit allowing you 4months interest free on purchases over a certain amount makes spreading the cost easier Reviewed on: 8th June 2026

Very convenient way to pay for items, with 3 differe...

Very convenient way to pay for items, with 3 different pay options. I feel secure paying for things via PayPal Reviewed on: 8th June 2026

Have used papal for years now its fabulous.

Have used papal for years now its fabulous. Sometimes someone’s birthday pops up that I’ve forgotten and Paypal is always there for me like a best friend. Thankyou paypal Reviewed on: 8th June 2026

Payment protection

I love how you always protect me when I need to get a refund Reviewed on: 8th June 2026

Easy to apply and you get good limit

Easy to apply and you get good limit Reviewed on: 8th June 2026

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