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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Never had an issue with PayPal.

Never had an issue with PayPal. I have ring once to clarify something and they were very helpful Reviewed on: 8th June 2026

Great all round finance/credit/payments.

I love the protection you get with Paypal..generous credit, easy and dlexible to pay of and able to access across many shopping sites. Reviewed on: 8th June 2026

Easy, seamless and safe.

Easy, seamless and fun. Secure and safe in my spending. Reviewed on: 8th June 2026

Overall it’s good but foreign currencies have a very...

Overall it’s good but foreign currencies have a very poor exchange rate. the PayPal credit statements are not fully transparent and a bit to understand at times Reviewed on: 8th June 2026

App is great, can be challenging to troubleshoot...

Overall decent service and the app is great for some things. Customer service is a nightmare to get hold of when you need them and the interest rate isn't wonderful but otherwise fine. The app can be a challenge to find what you need if you're trying to troubleshoot. Reviewed on: 8th June 2026

Easy and convenient

Easy and convenient for. Credit. Super Easy to use Reviewed on: 8th June 2026

Great service.

Great service. I use it regularly. Simple and easy Reviewed on: 8th June 2026

My experience with PayPal

My experience with PayPal has been smooth, secure, and reliable. The platform makes online payments and money transfers simple, with a user-friendly interface and efficient service. Overall, it's been a convenient and dependable payment solution for me. Reviewed on: 8th June 2026

I’ve had a very positive experience with PayPal Credit.

I’ve had a very positive experience with PayPal Credit. The application process was straightforward, and having the option to spread payments over time has been very helpful for managing larger purchases. The account is easy to use through PayPal, payments are simple to track, and customer service has been responsive whenever I’ve needed assistance. The promotional financing offers can provide real value when used responsibly. Overall, it’s been a convenient and reliable credit option for my online shopping needs. Reviewed on: 8th June 2026

Now much broader range of services

the more recently introduced tools (like Paypal credit and so on) make Paypal a much broader and helpful applicatoin Reviewed on: 8th June 2026

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