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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 119,420 reviews, last reviewed 3rd Jun 2026
3164100% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Generous app and great customer service. The app could be made simpler. I had a call from PayPal recently to say I had missed a payment and as it was my very first missed payment with PayPal,... Read more Reviewed on: 3rd June 2026
Ajc 's avatar
Ajc

Latest lowest rating:

1

Poor credit provider Weather you pay on time or no only rich people get more credit Reviewed on: 2nd June 2026
HN's avatar
HN
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119420)

Good Service

5
An easy to use service. Very convenient and can be used with most online retailers. Reviewed on: 13th April 2026
Jude Vale's avatar
Jude Vale

Trust paypal with confidence

5
I have never had a bad experience with paypal, your transactions are always safe and covered Reviewed on: 13th April 2026
Sarah C's avatar
Sarah C

Top payment platform and solutions

5
I use almost all paypal services and have been using paypal for many years. Great service and tools to manage / monitor payments. Resolution for issues is also quick. Reviewed on: 13th April 2026
Rizwana Murtaza's avatar
Rizwana Murtaza

Always there to support your customers

5
Always there to support your customers Reviewed on: 13th April 2026
richard anokye frimpong's avatar
richard anokye frimpong

Really enjoy the app, its the reason i have experien...

5
Really enjoy the app, its the reason i have experienced so many things in my life due to the very different options Reviewed on: 13th April 2026
Najed's avatar
Najed

PayPal credit is a great way to purchase items and p...

5
PayPal credit is a great way to purchase items and pay off over a few months without interest Reviewed on: 13th April 2026
Nic's avatar
Nic

Customer friendly and provides amazing value

5
Customer friendly and provides amazing value Reviewed on: 13th April 2026
Paul Keenan's avatar
Paul Keenan

Everything made so easy.

5
Everything made so easy. Especially good service for older people like me Reviewed on: 13th April 2026
Alan M's avatar
Alan M

Easy payment

5
Just makes things easy and simple to use Reviewed on: 13th April 2026
Gary M's avatar
Gary M

Overall I have had a good experience with Paypal, fr...

4
Overall I have had a good experience with Paypal, from funding the account, making payments or utilising the 3 months installment plan. Its easy friendly. Had issues with their payment, over the weekend if your settle the payment using paypal balance or deduction from the account, it should immediately put the fund in the suspense account so when ppl use paypal debit it doesnt deduct from already utilised payment.. I have been charged twice because because payment got rejected because was not deducted and kept on side. Reviewed on: 13th April 2026
Zaamin S's avatar
Zaamin S

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