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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Purchase safety

5
Feel safe when purchasing via PayPal for the buyer protection. I’ve never had issues. Reviewed on: 8th June 2026

Gives me the chance to buy items

5
Gives me the chance to buy items Reviewed on: 8th June 2026

Through thick and thin!

5
I have had a great experience with PayPal in the many years I have been signed up. they have helped me recover money from scams and also easily log in to purchase items. I have been using it since 2012 and never once had an issue. The fact I can log in for most my pitching needs is great. I love the pay in three option too! Reviewed on: 8th June 2026

Help when you need it

5
Help when you need it, don’t pressure you to increase your limit, easy to use the app. Reviewed on: 8th June 2026

I always use PayPal for my all online purchase.

5
I always use PayPal for my all online purchase. Very trustworthy. Reviewed on: 8th June 2026

Paypal life savers.

5
Paypal was there as soon as I needed it good apr 2 yrs to pay back and spend it when ever I want at the time I needed a new lithium battery for my mobility scooter and the batteries are not cheap £370 but thanks to paypal i was able to get one and be able to go out again as I can't walk much as I have copd and arthritis so thanks again I'd be stranded without you. Linda Reviewed on: 8th June 2026

Always great to deal with...

5
Always great to deal with and an added bonus is that you can always talk to someone in person. Pleasant staff with a willingness to listen, empathise and always give full explanations Reviewed on: 8th June 2026

Great experience overall!

5
Great experience overall!Great that you can use paypal credit everywhere!! Reviewed on: 8th June 2026

Very useful

5
Help me in a difficult time with 4 months interest free Reviewed on: 8th June 2026

It's easy and secure to use, allowing you to buy the...

5
It's easy and secure to use, allowing you to buy the 'little extras', so making life a lot easier and happier. Reviewed on: 8th June 2026

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