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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119453 reviews)

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4.74

Based on 119,452 reviews, last reviewed 3rd Jun 2026

3165650% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great product, diverse options for cost spreading. Great product, diverse options for cost spreading. Anything from 0% for 4 months or pay in three. You're covered all round, decent spending protection... Read more Reviewed on: 3rd June 2026

Latest lowest rating:

1

Poor credit provider Weather you pay on time or no only rich people get more credit Reviewed on: 2nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119453)

very good, never had any issues!

very good, never had any issues! Reviewed on: 13th April 2026

Easy to make payment and easy to control

Easy to make payment and easy to control Reviewed on: 13th April 2026

Very good mostly for payments online

Very good mostly for payments online Reviewed on: 13th April 2026

Really easy to use their Credit and application to o...

Really easy to use their Credit and application to open a credit account was really simple. Gives you a first time use 0%apr which was great and option for a direct debit for minimum payment which is really handy. Also really widely available to use on many sites so can use credit despite not having a physical card. Really helps improve a credit score without the complications of a credit company/card Reviewed on: 13th April 2026

PayPal. Its really good to use daily in out money

PayPal.its really make my life easy for shopping pending payments .. main thing i love 3 months pay at 0 interest Reviewed on: 13th April 2026

User friendly

Easy to set up, use and also keep an eye on your account and pay off your credit through the app Reviewed on: 13th April 2026

Mostly very happy

Excellent service and good value for money, but I was very frustrated by inability of PayPal to help me link my new bank card to my account Reviewed on: 13th April 2026

4 months interest free on purchases is so handy.

4 months interest free on purchases is so handy. Website and app are good. Purchasing online is so easy Reviewed on: 13th April 2026

Very affordable.

Very affordable. A lot of choices to how you wish to use service. Don't try to take your money like credit cards. Safe and worry free payments through platform. Happy and will recommend. Reviewed on: 13th April 2026

Easy and efficient service from start to finish

Easy and efficient service from start to finish Reviewed on: 13th April 2026

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