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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 119,486 reviews, last reviewed 3rd Jun 2026
3167200% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 Pay in 3 no interest makes makes life so much easier Reviewed on: 3rd June 2026
Dan F's avatar
Dan F

Latest lowest rating:

1

Poor credit provider Weather you pay on time or no only rich people get more credit Reviewed on: 2nd June 2026
HN's avatar
HN
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (119486)

Good quick easy to use.

5
Good quick easy to use. Interest rates in savings accounts could be better currently saving elsewhere Reviewed on: 13th April 2026
Jake A's avatar
Jake A

Excellent experience!

5
Had a lovely experience when it came to creating my own paypal credit card. Fast simple and easy to navigate around the app, nothing too complicated and has helped me out a lot when it comes to making purchases. Reviewed on: 13th April 2026
Ep's avatar
Ep

I enjoy the process of being able to pay for larger...

5
I enjoy the process of being able to pay for larger purchases in 4 easy payments or 3 for smaller amounts Reviewed on: 13th April 2026
Charlie's avatar
Charlie

I feel safe ,when I use PayPal, safer than using my...

5
I feel safe ,when I use PayPal, safer than using my bank card Reviewed on: 13th April 2026
Claire d's avatar
Claire d

How online payments should be with PayPal!!

5
I’ve been using PayPal for quite some time now, and I can confidently say it’s one of the safest and most convenient ways to manage payments online. What really stands out is the level of security – I’ve had two separate incidents of fraudulent transactions, and both times the issue was handled quickly and professionally, with my money fully refunded without any hassle. That kind of reliability gives real peace of mind. Transferring funds is incredibly easy, whether you’re sending money to friends and family or paying for goods and services. The whole process is smooth, fast, and user-friendly, which makes a big difference in day-to-day use. I also really appreciate the flexibility PayPal offers, especially the option to spread out payments. It’s a great feature when you want to manage your finances more comfortably without compromising on purchases. Overall, my experience has been excellent. I trust PayPal enough that I’ve encouraged my family to use it as well, and they’ve had similarly positive experiences. It’s a service that combines security, convenience, and flexibility really well. Reviewed on: 13th April 2026
Sam S's avatar
Sam S

Reliable financial services throughout all my shoppings

5
Reliable financial services throughout all my shoppings Reviewed on: 13th April 2026
Oscar Calderon's avatar
Oscar Calderon

Reliable instant money transfer especially when chil...

5
Reliable instant money transfer especially when children overseas are having an emergency. I have been a happy PayPal customer for years Reviewed on: 13th April 2026
Dani S's avatar
Dani S

Excellent service and outstanding customer service

5
Excellent service and outstanding customer service Reviewed on: 13th April 2026
John H's avatar
John H

Im using paypal like 10 years now i love it

5
Im using paypal like 10 years now i love it Reviewed on: 13th April 2026
Gameroom's avatar
Gameroom

Great experience Pay pal it fast and straight forwar...

5
Great experience Pay pal it fast and straight forward simple and protected way to use your money Reviewed on: 13th April 2026
Walter 's avatar
Walter

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