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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Paypal Credit was the first service I started using...

Paypal Credit was the first service I started using while being in the UK. Since then, I have used it frequently for all major purchasea, especially utilising the 0% credit offers which are quite handy for larger purchases and spliting the cost. I have found this service well managed using the app and never had a issue with payments. Some brands like Samsung also offer longer term 0% offers as well with Paypal. Recently, with PayPal Points, you can earn more rewards on larger purchases and using these points for other purchases. Reviewed on: 8th June 2026

Seamless payments .

Great seamless transactions, customer service responses are very good. Reviewed on: 8th June 2026

Good, but it can be improved to be more inclusive

Overall, I had a good experience. However, it is not always easy to use the app, as a neurodiverse sometimes can be confusing and I will suggest to think that not all the customers have the same abilities and we can be discriminated if the navigation of the app does not have clear paths. Reviewed on: 8th June 2026

Excellent and best finance services.

Excellent and best finance services. Reviewed on: 8th June 2026

Easy to use.

Easy to use. Pay in 3 feature is helpful to spread costs Reviewed on: 8th June 2026

I believe PayPal is trusted payment if I need to pay...

I believe PayPal is trusted payment if I need to pay online service, made my feel comfortable and easy to deal with it. Reviewed on: 8th June 2026

Love pay in 3 and 4 months interest free offers

Love pay in 3 and 4 months interest free offers Reviewed on: 8th June 2026

PayPal satisfaction

Pay pal is there when you need them . They are a very safe way to pay for items you buy online . You have money back as a safeguard , and their credit is at a low interest rate .. Reviewed on: 8th June 2026

Great products, good feedback with clear instruction...

Great products, good feedback with clear instructions about payments. Ready integration into so many popular websites too. Reviewed on: 8th June 2026

I have been a PayPal customer for many years, and my...

I have been a PayPal customer for many years, and my experience has always been excellent. The service is reliable, easy to use, and gives me confidence when making payments online. Whenever I have needed assistance, the customer service team has been fast, professional, and very efficient in resolving any issues. It’s rare to find a company that consistently delivers such a high level of support. I highly recommend PayPal to anyone looking for a secure and trustworthy payment service. Reviewed on: 8th June 2026

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