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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Easy Peasy

5
I have used PayPal for years now and it has always been transparent and easy to use. Reviewed on: 8th June 2026

Good as don’t need pay anything once you order

5
Good as don’t need pay anything once you order Reviewed on: 8th June 2026

It's been easy to use and very simple

5
It's been easy to use and very simple Reviewed on: 8th June 2026

Long time User

5
I have used PayPal for a long long time. It is easy to use. Customer Services are very polite and good at their job. The Pay in 3 is very handy for budgeting. Reviewed on: 8th June 2026

PayPal review

4
Easy to use, flexible and good customer service. Reviewed on: 8th June 2026

Great platform and service - always accurate and tim...

5
Great platform and service - always accurate and timely Reviewed on: 8th June 2026

Dispute resolved by Paypal

5
When I didn’t receive a delivery from Debenhams and got nowhere with Debenhams customer service PayPal intervened and got me my money back. I use it for all my online purchases now. Reviewed on: 8th June 2026

It is very easy to shop with paypal

5
It is very easy to shop with paypal Reviewed on: 8th June 2026

I like using PayPal because it makes sending and rec...

5
I like using PayPal because it makes sending and receiving money quick and easy. It feels secure since I don’t have to share my card details with every website I use. Whether I’m shopping online or paying someone, PayPal saves time and makes transactions simple and convenient. Reviewed on: 8th June 2026

I’d like to win so I can pay off my never ending debt.

3
I’d like to win so I can pay off my never ending debt. PayPal is good until you never stop paying it. Reviewed on: 8th June 2026

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