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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I found everything so easy with PayPal credit, from...

5
I found everything so easy with PayPal credit, from application through to everyday use. Everything is simply yet thoroughly explained and I never feel like I'm getting duped with hidden costs or fees. Great product that I love! Reviewed on: 8th June 2026

Great service so efficient and communication excellent

5
Great service so efficient and communication excellent Reviewed on: 8th June 2026

Safe and secure way to pay

5
Always dependable and feel safe paying through PayPal. Never had a problem with any services they provide and Always my first choice when paying for goods. Reviewed on: 8th June 2026

Easy to manage, reliable service.

5
Easy to manage, reliable service. Prefer to use PayPal. Reviewed on: 8th June 2026

Service is swift and reliable.

5
Service is swift and reliable. Updates are frequent so you are always updated. I find friends and family transfers quick and easily completed. Brilliant service! Reviewed on: 8th June 2026

PayPal customer service is superb.

5
PayPal customer service is superb. And enjoy the spreading of the cost for your money. PayPal makes life a lot easier. Reviewed on: 8th June 2026

I’ve used PayPal for over 20 years and it’s always b...

5
I’ve used PayPal for over 20 years and it’s always been brilliant easy and user friendly. Reviewed on: 8th June 2026

I’ve never had any problems with the app or the PayP...

5
I’ve never had any problems with the app or the PayPal card I couldn’t be happier Reviewed on: 8th June 2026

I'm very happy, many thanks but I have problem about...

5
I'm very happy, many thanks but I have problem about direct debit minimum payment, to many times I tried but unfortunately I couldn't Reviewed on: 8th June 2026

Excellent as always

5
Whenever I have used PayPal it’s always been extremely easy to use and no hassle. Reviewed on: 8th June 2026

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