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PayPal: PayPal Credit reviews

4.74
Based on 119,629 reviews, last reviewed 4th Jun 2026
3173850% increase in 5 star reviews
in the past 90 days
9350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing reliable services. Amazing reliable services.graet experience using the app. Would highly recommend Reviewed on: 4th June 2026
Laicy 's avatar
Laicy

Latest lowest rating:

2

Not good - hidden fees and interest rates. Not good - hidden fees and interest rates. Also not very clear layout. Reviewed on: 4th June 2026
Merita osmani's avatar
Merita osmani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (119629)

The credit limit is too low and the app is very limi...

4
The credit limit is too low and the app is very limited compared to other fintech. Reviewed on: 13th April 2026

PayPal credit card

5
The fact that a credit card linked to my account could be provided really is a positive and useful plus Reviewed on: 13th April 2026

It is difficult to discuss anything about the accoun...

4
It is difficult to discuss anything about the account outside automated messages Reviewed on: 13th April 2026

Very convenient and easy to use and return .

5
Very convenient and easy to use and return .. I will recommend everyone to must have PayPal account.. most secure way to pay online and if you don't receive service or good for what you pay you can dispute payment and will get your refund easily Reviewed on: 13th April 2026

I have been using PayPal long time it helps me when...

4
I have been using PayPal long time it helps me when I moved to my new house I bought many stuff without having loads on my budget Reviewed on: 13th April 2026

No problems encountered, smooth transactions all the...

5
No problems encountered, smooth transactions all the time. Reviewed on: 13th April 2026

Very good, helps me a lot very easy to use too.

5
Very good, helps me a lot very easy to use too. Reviewed on: 13th April 2026

Smooth experience

5
Since I started using PayPal it has been a smooth journey know course for alarm, I get what requested for as at when due Reviewed on: 13th April 2026

Fast and quick smooth transfer and

5
Fast and quick smooth transfer and Reviewed on: 13th April 2026

Never had issues with PayPal.

4
Never had issues with PayPal. Great tool for splitting payments as budgeting it a massive part of my life. Reviewed on: 13th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review