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PayPal: PayPal Credit reviews

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4.74
Based on 119,606 reviews, last reviewed 4th Jun 2026
3172700% increase in 5 star reviews
in the past 90 days
9350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal & PayPal credit Ok have used PayPal & PayPal credit extensively and never have I had any problems using them and find it a secure way of conducting business. Reviewed on: 4th June 2026
Eru 's avatar
Eru

Latest lowest rating:

2

Not good - hidden fees and interest rates. Not good - hidden fees and interest rates. Also not very clear layout. Reviewed on: 4th June 2026
Merita osmani's avatar
Merita osmani
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (119606)

A great help!

5
Use whenever I can. I have been a PayPal user for a number of years, organised my finances Reviewed on: 13th April 2026
Francis B's avatar
Francis B

PayPal is my best pal ever

5
PayPal are amazing for credit plus pay later option awesome if just love the app and the service and friendly customer service too Reviewed on: 13th April 2026
Dazzy's avatar
Dazzy

I have been using pay pal for many years and they ha...

5
I have been using pay pal for many years and they have always been fantastic. Any time i have had a issue its been rectified very easily. I use pay pal daily for many purchases and the finance options are brilliant also, giving you the option to split payments instead of doing it in one go. Would highly recommend them to any one. Reviewed on: 13th April 2026
Gareth j's avatar
Gareth j

I use PayPal for almost all my purchases it is quick...

5
I use PayPal for almost all my purchases it is quicker and reliable and easy access to your money in terms of returns and any issues Reviewed on: 13th April 2026
Florence S's avatar
Florence S

Everything nice, secure and easy to pay, I have been...

5
Everything nice, secure and easy to pay, I have been PayPal client for decades and I had cero issues with them. Reviewed on: 13th April 2026
Erick R's avatar
Erick R

Excellent would recommend to anyone.

5
Excellent would recommend to anyone. Had no issues with any of it. Reviewed on: 13th April 2026
ElizaT 's avatar
ElizaT

I use PayPal credit a lot and it works well...

5
I use PayPal credit a lot and it works well for me Reviewed on: 13th April 2026
Leigh T's avatar
Leigh T

I love using PayPal credit now , I won’t stop...

5
I love using PayPal credit now , I won’t stop Reviewed on: 13th April 2026
Rachel 's avatar
Rachel

Excellent service, easy peezy service

5
Excellent service, easy peezy service Reviewed on: 13th April 2026
Muhammad Farooq's avatar
Muhammad Farooq

I use it a lot of paying items it’s brilliant dealin...

5
I use it a lot of paying items it’s brilliant dealing with queries, complaints and correspondence excellent customer service thank you PayPal for solving my problem in one of my online purchase. Reviewed on: 13th April 2026
Tess's avatar
Tess

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