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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

User friendly app with clear information relating to...

5
User friendly app with clear information relating to each account. Responsible lending and can be used almost anywhere. The capability to use on Apple Pay is very convenient. Reviewed on: 8th June 2026

reliable,straight forward, safe.

5
reliable,straight forward, safe.havent disappointed till now Reviewed on: 8th June 2026

Paypal, okay

3
Okay, PayPal credit breakdown isn't very clear Reviewed on: 8th June 2026

Every ecounter I have has always been productive and...

5
Every ecounter I have has always been productive and efficient. Problem alsways resolved quickly. Pay in 4 monghs is wonderfull to hep spread out large costs Reviewed on: 8th June 2026

Excellent payment options and great customer service

5
Excellent payment options and great customer service Reviewed on: 8th June 2026

Always been excellent with me and always there when...

5
Always been excellent with me and always there when i need them. Reviewed on: 8th June 2026

A good way to buy product and pay later

5
A good way to buy product and pay later Reviewed on: 8th June 2026

So easy and secure.

5
So easy and secure. Use PayPal at every opportunity, Great 0% payment options, very quick and easy payments but most of all, I love the security that comes with using PayPal, I don't need to keep giving out my bank and card details in an unsecure digital world. Reviewed on: 8th June 2026

convenient online payment service

5
Very convenient for my online payment Reviewed on: 8th June 2026

I have used PayPal Credit for over 20 years.

5
I have used PayPal Credit for over 20 years, I have done so on 98% of my online purchases, I know that any problems with on line purchases PayPal will help me resolve any issues. I will not purchase any thing on Line if I cannot use PayPal to make that purchase, I feel secure and protected using PayPal it is like having a friend with me each time. Reviewed on: 8th June 2026

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