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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Its provides very friendly experience.

5
Its provides very friendly experience.Offering 0%EMI Reviewed on: 8th June 2026

I use PayPal for the majority of online purchases as...

5
I use PayPal for the majority of online purchases as l feel it offers security Reviewed on: 8th June 2026

Easy to use with lots of accessible payment options

5
Love the ease of being able to choose between Pay in 3, Palpal 0% credit or PayPal debit. easy to use app with everything in one place Reviewed on: 8th June 2026

Would recommend

5
The options they offer for payment are very useful. Everything is easy to navigate. Vendors like them too. Using them hasn’t affected my credit score. Reviewed on: 8th June 2026

Amazing as you get Paypal credits and you can use th...

5
Amazing as you get Paypal credits and you can use them towards other purchases Reviewed on: 8th June 2026

Very easy to apply, make payments and very useful to...

5
Very easy to apply, make payments and very useful to have in apple wallet Reviewed on: 8th June 2026

PayPal app is easy to navigate

4
PayPal app is easy to access 24/7 and navigate and user-friendly. Reviewed on: 8th June 2026

The experience has been nice and simple.

4
The experience has been nice and simple. Very easy to navigate Reviewed on: 8th June 2026

Good experience

5
Always a good experience with PayPal. Transfer, paying or credit card always good! Reviewed on: 8th June 2026

I opened an account securely and easily.

5
I opened an account securely and easily. No hassle. I can pay knowing I have credit available with nothing hidden. It is there for when I need it. Reviewed on: 8th June 2026

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