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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Great options allround.

5
Great options on how to pay spread costs and interest is value. Reviewed on: 8th June 2026

PayPal is easy to use and very convenient for online...

5
PayPal is easy to use and very convenient for online payments. It’s secure and widely accepted, but the fees can be a bit high. Reviewed on: 8th June 2026

Spending with peace of mind guaranteed.

5
Spending money through PayPal has and will still be the safest way I have ever spent money. From past experience I cannot see that changing. Every item you purchase I have found that I have had 100% backing from PayPal. Reviewed on: 8th June 2026

PayPal provides security and peace of mind with quic...

5
PayPal provides security and peace of mind with quick decisions, and gives us a solution to all transactions with our money and accessibility to credit if needed. Reviewed on: 8th June 2026

easy and interest free

5
Easy to use, I use it for all my large purchases and have A good amount of time interest free to pay them off Reviewed on: 8th June 2026

Paywell with PayPal

5
Brilliant way to pay, safe secure and easy to navigate, everything at your fingertips Reviewed on: 8th June 2026

Constantly improving !

5
I love that they constantly keep me updated with delivery of my parcels, new products and schemes. They make budgeting easy as I can split my payments on orders. Just brilliant, they seem to be constantly improving. Well done PayPal! Reviewed on: 8th June 2026

Safe way to buy stuff online.

5
Safe way to buy stuff online. Good credit options with pay in 3 or PayPal credit. Also, help with disputes. Reviewed on: 8th June 2026

feel safer using it

5
Easy to use, quick, just what I need, feel safer using it Reviewed on: 8th June 2026

Excellent PayPal credit , gives the ability to buy a...

5
Excellent PayPal credit , gives the ability to buy at the touch of a button Reviewed on: 8th June 2026

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