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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119588 reviews)

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4.74

Based on 119,588 reviews, last reviewed 4th Jun 2026

3171900% increase in 5 star reviews

in the past 90 days

9350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Awesome service Every experience with PayPal has been great. It's straight forward and if confused, staff always available to help Reviewed on: 4th June 2026

Latest lowest rating:

2

Not good - hidden fees and interest rates. Not good - hidden fees and interest rates. Also not very clear layout. Reviewed on: 4th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119588)

The best payment method

Easy to use, easy to understand the best one! Reviewed on: 13th April 2026

Very good and really helpful .

Very good and really helpful .I told all my friends about it Reviewed on: 13th April 2026

A great help!

Use whenever I can. I have been a PayPal user for a number of years, organised my finances Reviewed on: 13th April 2026

PayPal is my best pal ever

PayPal are amazing for credit plus pay later option awesome if just love the app and the service and friendly customer service too Reviewed on: 13th April 2026

I have been using pay pal for many years and they ha...

I have been using pay pal for many years and they have always been fantastic. Any time i have had a issue its been rectified very easily. I use pay pal daily for many purchases and the finance options are brilliant also, giving you the option to split payments instead of doing it in one go. Would highly recommend them to any one. Reviewed on: 13th April 2026

I use PayPal for almost all my purchases it is quick...

I use PayPal for almost all my purchases it is quicker and reliable and easy access to your money in terms of returns and any issues Reviewed on: 13th April 2026

Everything nice, secure and easy to pay, I have been...

Everything nice, secure and easy to pay, I have been PayPal client for decades and I had cero issues with them. Reviewed on: 13th April 2026

Excellent would recommend to anyone.

Excellent would recommend to anyone. Had no issues with any of it. Reviewed on: 13th April 2026

I use PayPal credit a lot and it works well...

I use PayPal credit a lot and it works well for me Reviewed on: 13th April 2026

I love using PayPal credit now , I won’t stop...

I love using PayPal credit now , I won’t stop Reviewed on: 13th April 2026

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