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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119664 reviews)

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4.74

Based on 119,664 reviews, last reviewed 4th Jun 2026

3175350% increase in 5 star reviews

in the past 90 days

9400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I love the pay in 3 option that i can use, it is rea... I love the pay in 3 option that i can use, it is realy helpful. Reviewed on: 4th June 2026

Latest lowest rating:

1

DONT protect my purchase/money. Say they protect your money/purchase.This however is not my experience.When using PayPal to purchase a item that never arrived, ive been told paypal c... Read more Reviewed on: 4th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119664)

Professional and Reliable.

I am having a great experience with PayPal credit, fast and straightforward top notch in Tec. no hidden fees. highly recommend for anyone who looks for professional and hassle- free lender. Reviewed on: 13th April 2026

Fantastic easy to use sorted in minutes

Fantastic easy to use sorted in minutes Reviewed on: 13th April 2026

Excellent service,

Excellent service, happy with the good value for money provided. Reviewed on: 13th April 2026

Very good so good for buying online

Very good so good for buying online Reviewed on: 13th April 2026

Easy to set up and use

Easy to set up and use, same as using pay pal normally don’t pay straight away gives the choice of 3 payments or over a longer period, Which is helpful for those unexpected bills, Also the ability to load a virtual card is helpful for those sites that don’t allow PayPal Reviewed on: 13th April 2026

Great and secure services highly recommended to anyone

Great and secure services highly recommended to anyone Reviewed on: 13th April 2026

better than a bank

I received the money very quickly, I repay it in affordable installments, I can use it all over the world, send money to my family and receive money from them Reviewed on: 13th April 2026

Always very helpful to resolve issue

Always very helpful to resolve issue Reviewed on: 13th April 2026

PayPal credit card,

Recently applied for a PayPal credit card, was a very easy process.... set up in no time. Reviewed on: 13th April 2026

Easy to use, great help if you need to borrow...

Easy to use, great help if you need to borrow money Reviewed on: 13th April 2026

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