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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181135)

Always a quick & easy method of payment.

4
Always a quick & easy method of payment. But good security checks, in case of fraudalent activity. Refunds usually show up in the allocated time. Reviewed on: 8th June 2026
Hazel 's avatar
Hazel

safe, trustful and easy to use.

5
safe, trustful and easy to use. No problems encountered. allways feel secure when using paypal and paypal credit. recommend to family and friends. Reviewed on: 8th June 2026
Cindy F's avatar
Cindy F

credit, no problem.

5
When i needed credit, no problem, able to buy exactly what I wanted. Reviewed on: 8th June 2026
MALCOLM A's avatar
MALCOLM A

In PayPal we trust

5
Well when I’ve needed things PayPal credit has been there for me to enable myself to purchase things and most importantly when I’m on a new site ordering or any site really I always look for the PayPal symbol as it save me from using my card and PayPal will always fight your corner when you’re ripped off in my experience Reviewed on: 8th June 2026
Lee Tarn's avatar
Lee Tarn

Excellent service provider .

5
Excellent service provider . when it comes to money matters pay pal is the best Reviewed on: 8th June 2026
Esinath G's avatar
Esinath G

Acquiring needed items when current funds won't allow

5
I have acquired things I needed in a timely manner, and when my f7nds were insufficient at that time. The process of choosing PayPal Credit is straightforward and the terms and conditions are clearly set out and easy to understand- or only a phone call away if needing advice, or to query something. Reviewed on: 8th June 2026
Gary W's avatar
Gary W

Great- so easy to use if you have a PayPal account.

5
Great- so easy to use if you have a PayPal account. It’s pretty easy to keep tabs to pay off too if you have discipline Reviewed on: 8th June 2026
tim.m.hope@gmail.com's avatar
[email protected]

credit help

5
Helped me get credit when no one else would so I could purchase an Apple Watch. 4 month at 0% is a very good option when it comes to higher value purchases Reviewed on: 8th June 2026
Rob R's avatar
Rob R

PayPal credit

5
Often use PayPal credit on a monthly basis, its very handy to have and easy to use. Reviewed on: 8th June 2026
Terri's avatar
Terri

Any time I've had a payment issue its was dealt with...

5
Any time I've had a payment issue its was dealt with and money back.the app is easy to understand and the pay in 3 is great for the expensive things that you can't wait to save for Reviewed on: 8th June 2026
claude's avatar
claude

Review PayPal: PayPal Credit now

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