Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120174 reviews)

View other PayPal products

4.74

Based on 120,174 reviews, last reviewed 5th Jun 2026

3198600% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit is by far the best and smartest option... PayPal credit is by far the best and smartest option when it comes to not just online but now in store purchases! Between the ease of using PayPal at ... Read more Reviewed on: 5th June 2026

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (120174)

Safe and secure

Safe and secure as always, no worry, lots of no interest payment options Reviewed on: 14th April 2026

They're great, been with them for over ten years

They're great, been with them for over ten years Reviewed on: 14th April 2026

PayPal is my goto payment platform.

I've been using PayPal for several years and I like the ease of use to purchase anything online and now offered offline in-store purchases too. Easy monthly payments, pay in three etc. are great. Reviewed on: 14th April 2026

PayPal is great value for money

PayPal has given me great value for money, such as allowing me to make purchases and paying them back through a payment plan method, which I very much appreciate and makes the whole process and experience stress free. Reviewed on: 14th April 2026

Best ever experience so far never disappointed

Best ever experience so far never disappointed Reviewed on: 14th April 2026

PayPal is simply the best

I’ve been using PayPal to purchase items for many years. I feel 100% confident in PayPal who have never let me down. On the odd occasion I have needed help, they answer the phone quickly and there customer service is incredible. Reviewed on: 14th April 2026

Great service good offers easy to use

Great service good offers easy to use Reviewed on: 14th April 2026

I am very happy with PayPal services and I will cont...

I am very happy with PayPal services and I will continue using it . Reviewed on: 14th April 2026

Paypal credit

Lets you buy items just out of your budget with the paypal credit card and if you pay back in 3 payments there is no intrest so yes i can make 2 bigger spends each year. Reviewed on: 14th April 2026

Excellent and seamless in its services and products.

Excellent and seamless in its service and products. The people contact could be better. Reviewed on: 14th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Payments
from PayPal 4.74 from 3726 reviews
Retail Finance
from Novuna Personal Finance 4.69 from 172 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 56945 reviews
Payments
from PayPal 4.74 from 3726 reviews
Credit card
from PayPal 4.70 from 86 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub