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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Paypal credit helped me in a fair and reasonable way

Paypal credit helped me in a fair and reasonable way Reviewed on: 8th June 2026

Excellent means of payment

It's a useful transparent means of making online payments. It also has a degree of protection Reviewed on: 8th June 2026

Very easy to use, a great way to use rolling credit...

Very easy to use, a great way to use rolling credit for emergencies without taking out more credit Reviewed on: 8th June 2026

Works well for me

Works well and having the function of the card on the Apple wallet is a good addition. Keeps me up to date and reminds when I need to pay. Reviewed on: 8th June 2026

Trusted, reliable, hassle free

I've used PayPal for many years for my personal purchases and it has consistently provided a smooth, reliable, and secure payment experience. Whether I'm shopping online, managing subscriptions, or making larger purchases, I have complete confidence that my transactions are protected. What I value most is the convenience and peace of mind PayPal provides. The checkout process is quick and straightforward, and when funds are a little tight, PayPal Credit offers useful flexibility without disrupting my plans. I've never had to worry about sharing my card details with multiple retailers, and the platform has always felt safe, professional, and easy to use. For me, PayPal remains one of the most trusted payment services available and continues to be my preferred choice for online purchases. Three words to describe PayPal: Reliable Secure Convenient Reviewed on: 8th June 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Always my first stop for money deals Reviewed on: 8th June 2026

All round great service, love using PayPal it’s so e...

All round great service, love using PayPal it’s so easy Reviewed on: 8th June 2026

Everybody needs PayPal credit!!! 10/10

I’ve been using PayPal credit for a couple of years now and it had been a dream! So easy to use and great interest rate! I tell everyone about it. Reviewed on: 8th June 2026

Trustworthy & reliable

I've used PayPal for many years, to buy and sell. I've only ever had a couple of problems & they're always quickly resolved. Great customer service, trustworthy company. Reviewed on: 8th June 2026

Pay in 3 is great

Why wouldn’t you take interest free on purchases and spread over a couple of months. It’s a no brainer! Reviewed on: 8th June 2026

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