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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120161 reviews)

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4.74

Based on 120,161 reviews, last reviewed 5th Jun 2026

3198000% increase in 5 star reviews

in the past 90 days

9550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal Credit has been incredibly useful! Paypal Credit has been incredibly useful! I only ever use Paypal for purchases where I can due to the outstanding customer service that I always recei... Read more Reviewed on: 5th June 2026

Latest lowest rating:

1

laggy mess it's laggy and not clear at the nest of times Reviewed on: 4th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120161)

Paypal account

I use PayPal all the time and find it convenient and easy to use . Reviewed on: 14th April 2026

free for four months

Their credit terms and “free for four months” are awesome if used correctly! Reviewed on: 14th April 2026

Seamless and Secure Payments

I’ve been using PayPal for a long time, and it remains the most reliable way to pay online. The interface is intuitive, transactions are lightning-fast, and I always feel confident knowing my financial details are protected. It’s an essential tool for both personal shopping and managing quick transfers—highly recommended! Reviewed on: 14th April 2026

Masege center doesn't work well

Overall it performs well.. The only problem I see is that the payments I make to settle the debt become stuck in the system for a long time. Reviewed on: 14th April 2026

I have had a good experience and customer service st...

I have had a good experience and customer service staff were very friendly Reviewed on: 14th April 2026

The pay by 3 is great for buying things and the cred...

The pay by 3 is great for buying things and the credit card is great and makes life easier Reviewed on: 14th April 2026

PayPal credit is an excellent idea

PayPal credit is an excellent idea Reviewed on: 14th April 2026

Safe and secure

Safe and secure as always, no worry, lots of no interest payment options Reviewed on: 14th April 2026

They're great, been with them for over ten years

They're great, been with them for over ten years Reviewed on: 14th April 2026

PayPal is my goto payment platform.

I've been using PayPal for several years and I like the ease of use to purchase anything online and now offered offline in-store purchases too. Easy monthly payments, pay in three etc. are great. Reviewed on: 14th April 2026

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