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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Not the best.

Its ok. Not great. A little difficult to navigate round when you actually want to speak with a real person. Reviewed on: 8th June 2026

PayPal are Fab

Great company and great customer service. Good products and excellent offers Reviewed on: 8th June 2026

Life saving and convenient

Life saving and convenient, wish it would be implemented in even more stores. Option for selecting which thing I've bought to pay down first would be awesome as well. Reviewed on: 8th June 2026

It's been great.

It's been great. Wonderful customer service. Ease of payment fair interest rates Reviewed on: 8th June 2026

Very convenient when you need it

Very convenient when you need it Reviewed on: 8th June 2026

PayPal has always been good to use, never any proble...

PayPal has always been good to use, never any problems is an item is returned.the refund is always processed without any issues Reviewed on: 8th June 2026

Fantastic service

PayPal credit is brilliant when you’re buying something for over £100. 4 months interest free credit is a bonus and gives you more time to pay. What’s more is that every purchase you make through PayPal is protected. Any problems,get in touch with PayPal and they sort it all out. Reviewed on: 8th June 2026

PayPal credit is a trustworthy credible card that ca...

PayPal credit is a trustworthy credible card that can be used in multiple ways . it has a low interest rate and an option to pay interest free within 4 months which is an excellent option Reviewed on: 8th June 2026

Great to use

A great app to use. Clear, uncomplicated and fast. Reviewed on: 8th June 2026

Helpful and easy to manage

I’ve had a good experience using PayPal Credit. It’s straightforward to manage, the payment options are clear, and it gives useful flexibility when spreading the cost of purchases. I also like that everything is easy to track through my PayPal account. Overall, it’s been convenient and simple to use. Reviewed on: 8th June 2026

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