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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Quick and simple

5
Quick and easy… plus I had 4konths flexibility to pay the amount Reviewed on: 8th June 2026

Lots of options and very easy to use

5
Lots of options and very easy to use Reviewed on: 8th June 2026

Easy to use never had any problems

5
Easy to use never had any problems Reviewed on: 8th June 2026

Budget and buy!!

5
Best experience and my best pal. Helps me purchase and budget all in one!! Reviewed on: 8th June 2026

So easy to use and the help you get when you phone i...

5
So easy to use and the help you get when you phone is really good and they sort any problem you have. Reviewed on: 8th June 2026

Great service

5
Always helpful when needed, had to phone a few times to clear some questions I had as a first time pay pal customer. Great help over the phone and direct useful information given Reviewed on: 8th June 2026

Great flexibility excellent customer service

5
Great flexibility and brilliant offers. Excellent customer service and support. Easy to use and understand. Reviewed on: 8th June 2026

Better than credit card.

4
Everything clear and save my money, i could buy more. Very recommended. Better than credit card. I could pay back before time. I got 0% for 4 month. I helped me buy what i wanted. Customer service protect my money. Reviewed on: 8th June 2026

Like a best friend

5
I've used PayPal for years now!! I can pay in 3, or get credit. I dont think these days I could survive without it!!? Always helpful, always kind!! Reviewed on: 8th June 2026

Convenient, frictionless, we'll integrated.

5
I've used PayPal credit twice, it's well integrated with most big retailers and it's a flawless experience online to pay by PayPal credit, what's not to like. Reviewed on: 8th June 2026

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