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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,115 reviews, last reviewed 4th Jun 2026
3195950% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Seamless and reliable credit option I’ve had a great experience using PayPal Credit. The setup process was entirely straightforward, and it integrates seamlessly with my existing PayPal ... Read more Reviewed on: 4th June 2026
Harikrishnan s's avatar
Harikrishnan s

Latest lowest rating:

1

laggy mess it's laggy and not clear at the nest of times Reviewed on: 4th June 2026
Jwhiting's avatar
Jwhiting
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120115)

Excellent and amazing customer care!!!

5
I had excellent experience with PayPal that’s right I decided use PayPal for everything I need buy just for security and amazing customer service. Reviewed on: 14th April 2026
Wellington Holanda 's avatar
Wellington Holanda

Im happy with PayPal

5
Ive been registered with PayPal long time & im very satisfied. Reviewed on: 14th April 2026
Afsar's avatar
Afsar

I have been using it for about 7 years and it excell...

5
I have been using it for about 7 years and it excellent very hey Reviewed on: 14th April 2026
Aman's avatar
Aman

Always very helpful.

5
Always very helpful. Clear and concise answers. Reviewed on: 14th April 2026
Nicholas B's avatar
Nicholas B

Ease of use , convince and freedom

5
Ease of use , convince and freedom Reviewed on: 14th April 2026
khizer khan's avatar
khizer khan

One of the best credit / payment providers!

5
I've never had any problems with PayPal and it's much easier to use than other payment apps. I missed a payment once and called within the hour of recieving the text, the lady put my payment through immediately and reassured me everything would be ok. Customer service are friendly and PayPal has some brilliant perks. Also, it's very easy to set up, pay for things using various methods and set up payment plans. Reviewed on: 14th April 2026
Louanne's avatar
Louanne

All good,staff

5
All good,staff helpfull and fast to help Reviewed on: 14th April 2026
Ged's avatar
Ged

Easy to navigate app.

4
Easy to navigate app. and a clear credit arrangement Reviewed on: 14th April 2026
TheGuy's avatar
TheGuy

I can't say ive had a bad experience

5
I can't say ive had a bad experience since getting paypal and ive used it almost daily Reviewed on: 14th April 2026
B Briggs 's avatar
B Briggs

I’ve found the whole process very easy, from paying...

5
I’ve found the whole process very easy, from paying for items with PayPal credit or pay in 3, to contacting customer service. On the occasion that I had an issue with a retailer, I contacted PayPal and the lady was so helpful and friendly. She solved my issue right away. And contacting someone was so easy, which isn’t always the case nowadays. So also feel very safe and secure with any teansactions made through PayPal. Reviewed on: 14th April 2026
Jade F's avatar
Jade F

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