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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,531 reviews, last reviewed 8th Apr 2026
621200% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good as well just reduce time it takes to reflect ba... Good as well just reduce time it takes to reflect bank transfer amount from UK bank to PayPal. Reviewed on: 8th April 2026
AA's avatar
AA

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57531)

Simply amazing

5
I love everything about PayPal! It offers secure services that is easy and simple to use. Reviewed on: 13th June 2022
Fayaz Rahman's avatar
Fayaz Rahman

Great and easy to use

5
PayPal credit is a very quick, great and easy to use service in which you can use just as quickly as paying normally through PayPal and lets you spread the cost for as long as it suits you Reviewed on: 13th June 2022
Lukey9716's avatar
Lukey9716

Best to use and very transparent billings

5
PayPal credit is best to use with permanent offer for 4 months credit and no charges applied and pay by min. statement due. Reviewed on: 13th June 2022
Vivek Gupta's avatar
Vivek Gupta

WoW Awesome product

5
This is the best credit card service I have seen ever just awesome and easy to use Reviewed on: 13th June 2022
Hrishabh Pandey's avatar
Hrishabh Pandey

Convenient

5
PayPal has helped me manage my debt and the interest-free period has been a life saver! Highly recommend Reviewed on: 13th June 2022
Temitope F's avatar
Temitope F

Super and thanks again

5
..Good company with little to no quick decisions Reviewed on: 13th June 2022
Andrzej 's avatar
Andrzej

Excellent, fast and efficient service

5
Love using PayPal credit. No issues Reviewed on: 13th June 2022
Abs 's avatar
Abs

Outstanding

4
Outstanding easy to use Always reliable credit line available instantly never had a problem so far has help me handsomely has been critical to me. PayPal credit app is just brilliant a lot of hard work and effort by PayPal definitely I recommend few friends who already joined a bonus point PayPal credit app graphics user interface is excellent definitely a care and thought put in by PayPal Every details are very clearly explained especially the credit agreement Aswel as every term's and conditions finally I'll say no complaints thanks Reviewed on: 13th June 2022
raheez khan's avatar
raheez khan

Easy access

5
I have found that the credit is there when I need it, without having to go through long forms and how reliable it is. Reviewed on: 13th June 2022
edwina_mitchell@hotmail.com's avatar
[email protected]

Great service all round

5
Great easy and quick to set up and secure Reviewed on: 13th June 2022
Keithyj's avatar
Keithyj

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