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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Straightforward, easy to use and super convenient.

5
Straightforward, easy to use and super convenient. Best way to pay online Reviewed on: 8th June 2026

It’s the ubiquitous payment platform!

5
It’s the ubiquitous payment platform. So many ways to pay and to spread payments. Reviewed on: 8th June 2026

I’ve been a loyal customer to PayPal since i was 18...

5
I’ve been a loyal customer to PayPal since i was 18 and am satisfied with its features, the ease of credit applications, payment installments etc. and its reliability Reviewed on: 8th June 2026

Easy financing for when you really need it

5
Easy financing for when you really need it Reviewed on: 8th June 2026

Security is paramount

5
Highly reliable and user-friendly digital payment platform that makes online transactions simple and secure. I tried many financial institutions from a flight with satellite internet connections - and only Paypal could identify the risk and refused to proceed. I have also found the platform to be efficient for sending and receiving payments, managing international transactions, and integrating with various e-commerce solutions. The user interface is intuitive, and the security features provide confidence when handling financial transactions. Reviewed on: 8th June 2026

My experience with Paypal

4
I had a very positive experience using the platform. It was easy to navigate, secure, and convenient for sending and receiving payments. Transactions were processed smoothly, and I found the service reliable for managing online payments. Overall, I was satisfied with my experience using PayPal. Reviewed on: 8th June 2026

Reliable online payment service

5
With PayPal credit it’s easy payment flexibility &Trusted financing option. I’ve been using PayPal for many years and consider it one of the safest and most convenient ways to make online payments. Reviewed on: 8th June 2026

Paying with PayPal

5
I often use PayPal for purchases and to spread the cost of more expensive purchases. The App is easy to follow and helps with keeping track of payments, time frames and payment due dates. when buying a product online from a retailer I haven’t previously used I feel confident if PayPal is accepted that I have a platform for security of payment and a reliable service should a refund be required. Reviewed on: 8th June 2026

Always trusted and quick to use.

5
Always trusted and quick to use. Kkkkkklllkkkkkkkklfglgdgklhfjkffjjfjkggkgfkhgkjgk Reviewed on: 8th June 2026

Paypal Credit experience is smooth,

5
Paypal Credit experience is smooth, Reviewed on: 8th June 2026

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