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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Great & secure service!

5
Great & secure service! Always use it at checkouts as it’s fast & trust worthy Reviewed on: 8th June 2026

Great service staff are aways very friendly and help...

5
Great service staff are aways very friendly and helpful Reviewed on: 8th June 2026

I've had a very positive experience with PayPal Credit.

5
I've had a very positive experience with PayPal Credit. The application process was straightforward, the account is easy to manage online, and the payment options provide useful flexibility when making purchases Reviewed on: 8th June 2026

Very reliable and safe, PayPal credit a great service.

5
Very reliable and safe, PayPal credit a great service. Reviewed on: 8th June 2026

Great ways to pay

5
Very easy to use and understand where you are. Reviewed on: 8th June 2026

Ive used paypal for years.

5
Ive used paypal for years. When the option is available I will normally always choose to pay that way. I like the ease and piece of mind Reviewed on: 8th June 2026

Not for the fussy

5
No fuss just great service pain free fabulous experience Reviewed on: 8th June 2026

Good value for money, good rates.

5
Good value for money, good rates. Reviewed on: 8th June 2026

Very easy to talk to over the phone

5
Very easy to talk to over the phone Reviewed on: 8th June 2026

PayPal is so easy to apply for pp credit, and easy w...

5
PayPal is so easy to apply for pp credit, and easy when making payments or enquiries, highly recommend Reviewed on: 8th June 2026

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