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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 119,972 reviews, last reviewed 4th Jun 2026
3189350% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit Fantastic service so far, good deals and plenty of points to collect which can be used againt purchases Reviewed on: 4th June 2026
Sumaira A's avatar
Sumaira A

Latest lowest rating:

1

Not a credit card - not covered by credit card rules! The interest rate is really high. They are not a credit card so paying back the funds used is really difficult. When you speak to the staff on the pho... Read more Reviewed on: 4th June 2026
Mrs Wilson's avatar
Mrs Wilson
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (119972)

PayPal credit is a great way to spend your payment o...

5
PayPal credit is a great way to spend your payment over 4 month with no interest as long as you pay within the four months so easy to use the app definitely recommend to my friends and family Reviewed on: 13th April 2026
Linda mencis's avatar
Linda mencis

PayPal has been great with expense as it tends to gi...

5
PayPal has been great with expense as it tends to give interest free payment for certain period which is great and not available in all other credit card. Reviewed on: 13th April 2026
R R's avatar
R R

It’s great easy to use, use it for most things reall...

5
It’s great easy to use, use it for most things really happy with PO credit too Reviewed on: 13th April 2026
Jordan Gayle's avatar
Jordan Gayle

PayPal is the Best Pal

5
Very user friendly and the best app I have used so far. Very good options and the transactions take place within second's. Happy to have joined the PayPal family. Reviewed on: 13th April 2026
Prashant Kothuri's avatar
Prashant Kothuri

A Covenient and Remarkable Experience with PayPal

5
My experiences with PayPal over the past few years have been quite positive and convenient. From the beginning, I found the platform easy to use, especially when it comes to spreading payments and managing my purchases without too much stress. One of the things I appreciate most about PayPal is the flexibility it offers. Being able to buy what I need and pay later or in instalments has really helped me manage my finances better, especially during times when budgeting is important. The process is usually straightforward, and approvals are quick, which makes shopping smoother. I have also found the app very helpful. It keeps track of my payments, sends reminders, and helps me avoid missing deadlines. This has given me a sense of control and organisation over my spending. Over the years, PayPal has been reliable, and I have not experienced major issues. Whenever I needed support, the response had been satisfactory, and any concerns were handled professionally. Overall, my experience with PayPal has been a good one. It has made shopping more manageable and flexible, and I appreciate the convenience it continues to provide. Reviewed on: 13th April 2026
Elizabeth D's avatar
Elizabeth D

Great experience

5
Used PayPal credit for the past 10 years and has been always a very good experience . Reviewed on: 13th April 2026
Sam's avatar
Sam

Straightforward and easy.

5
Straightforward and easy. I like how easy is to manage payments through the app and link it to Google pay Reviewed on: 13th April 2026
Gonzalo's avatar
Gonzalo

Very good credit card, I can use the credit card car...

5
Very good credit card, I can use the credit card card on Apple Pay and it’s really easy to set up and pay off when I need Reviewed on: 13th April 2026
Madysen L's avatar
Madysen L

It has been excellent for sure without any cause of...

5
It has been excellent for sure without any cause of worry I enjoy the platform Reviewed on: 13th April 2026
Stanley A's avatar
Stanley A

Great way to build credit

5
Easy to pay off and really respect they allow zero percent interest for the longest competitively. Helps build my credit score without the card! Reviewed on: 13th April 2026
Sophie's avatar
Sophie

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