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PayPal: PayPal Credit reviews

4.74
Based on 119,907 reviews, last reviewed 4th Jun 2026
3186400% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Online ordering and payment is simple t... Online ordering and payment is simple and allowing time to pay is a very useful feature. Reviewed on: 4th June 2026
Bradley S's avatar
Bradley S

Latest lowest rating:

1

Not a credit card - not covered by credit card rules! The interest rate is really high. They are not a credit card so paying back the funds used is really difficult. When you speak to the staff on the pho... Read more Reviewed on: 4th June 2026
Mrs Wilson's avatar
Mrs Wilson

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119907)

I’ve used PayPal for years there really good

5
I’ve used PayPal for years there really good Reviewed on: 13th April 2026

Great experience, hassle free use of all services.

5
Great experience, hassle free use of all services. Reviewed on: 13th April 2026

It is very helpful they listen to customers and able...

5
It is very helpful they listen to customers and able to help when you ask them Reviewed on: 13th April 2026

easy to purchase things online.

4
easy to purchase things online. good customer service too. Reviewed on: 13th April 2026

PayPal is like a well oiled machine.

5
PayPal is like a well oiled machine. Easy to use, convenient, accepted in many places and has many offers Reviewed on: 13th April 2026

Always easy to use professional understanding.

5
Always easy to use professional understanding. Reviewed on: 13th April 2026

Top tier service every time, puts your mind as ease...

5
Top tier service every time, puts your mind as ease with the extra security. Reviewed on: 13th April 2026

Easy to use, safe, feel confidant on purchases

5
Easy to use, safe, feel confidant on purchases Reviewed on: 13th April 2026

Better than a typical Bank

5
I have been using PayPal for a long time and I've never been so satisfied with my transaction to buy, sell, pay or to get paid through PayPal. It is an excellent service to the public and its credit services are even better that the trust they have built is speechless. Thank you so much PayPal for all your services regarding money. Reviewed on: 13th April 2026

I like the way to pay later, especially pay in 3.

5
I like the way to pay later, especially pay in 3. Reviewed on: 13th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review