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PayPal: PayPal Credit reviews

4.91
Based on 57,459 reviews, last reviewed 8th Apr 2026
614500% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I quite iften using simole and easy I quite iften using simole and easy Reviewed on: 8th April 2026
Eimantas M's avatar
Eimantas M

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (57459)

So easy to use!

5
Had no problems, easy to use and perfect for any purchase! Reviewed on: 13th June 2022

Got to love paypal

5
Just love paypal you have 4 months interest free to pay back your balance hassle free would highly recommended Reviewed on: 13th June 2022

The most secure and safe payment method

5
The most secure and safe payment method to use when you shop online. Reviewed on: 13th June 2022

Excellent service

5
Great team I had a problem very quickly sorted Reviewed on: 13th June 2022

Great service.

5
I have been using PayPal Credit service for several years for my online purchases. Like everything else in life sometimes things aren't going according to plan. PayPal has made me feel safe in all of my dealings. They have protected me against fraudsters in several occasions and put things back in order without any hustle whatsoever. Thank you for the great service. Both thumbs up. Reviewed on: 13th June 2022

My best friend

5
Always there for me when times are good and bad or if you need a little pick me up Reviewed on: 13th June 2022

Very satisfying

5
Great customer service very safe way to buy products great shopping Reviewed on: 13th June 2022

Really helpful and straightforward

5
I applied for PayPal credit when my credit score wasn’t great and was accepted immediately. This helped me out near Christmas a great deal Reviewed on: 13th June 2022

Great

5
Great special buy now pay later Reviewed on: 13th June 2022

Amazing service

5
Paypal Credit is an amazing service with help provided during covid 19 Reviewed on: 13th June 2022

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