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PayPal: PayPal Credit reviews

4.74
Based on 119,857 reviews, last reviewed 4th Jun 2026
3183900% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

paypal now can be used with card in shops -... paypal now can be used with card in shops - better Reviewed on: 4th June 2026
bishak's avatar
bishak

Latest lowest rating:

1

Not a credit card - not covered by credit card rules! The interest rate is really high. They are not a credit card so paying back the funds used is really difficult. When you speak to the staff on the pho... Read more Reviewed on: 4th June 2026
Mrs Wilson's avatar
Mrs Wilson

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119857)

Paypal great

5
I find the app easy to use so can purchase items easily and spread the cost. The Paypal staff have been great when i have rang up with a problem with a item i purchased.Other sites i have used in the past do not want to help with problems Paypal are great. Reviewed on: 13th April 2026

.Apple Pay

5
No issues, and it’s great to now have PayPal as part of your Apple wallet. Reviewed on: 13th April 2026

Easy to use

5
Easy to use, reasonable offers , flexible credit Reviewed on: 13th April 2026

I had a good experience with PayPal.

5
I had a good experience with PayPal. Reviewed on: 13th April 2026

safe and secure

5
I feel like my money and purchases are safe and secure Reviewed on: 13th April 2026

Best Retail Finance Provider

5
Best Retail Finance Provider.Best Retail Finance Provider Reviewed on: 13th April 2026

Paypal is very reliable and very easy to use.

5
Paypal is very reliable and very easy to use. Paypal payment plan is very helpful in paying back credit Reviewed on: 13th April 2026

Easy to use.

5
Easy to use. Safe and convenient. Reviewed on: 13th April 2026

Easy quick great customer service

5
Easy quick great customer service Reviewed on: 13th April 2026

Fantastic customer service

5
Fantastic customer service being able to speak to someone with perfect English honestly makes customers service a different class Reviewed on: 13th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review