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PayPal: PayPal Credit reviews

4.74
Based on 119,818 reviews, last reviewed 4th Jun 2026
3182200% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to access and easy to use. Easy to access and easy to use. I will definitely use this service on the future Reviewed on: 4th June 2026
LB's avatar
LB

Latest lowest rating:

1

Not a credit card - not covered by credit card rules! The interest rate is really high. They are not a credit card so paying back the funds used is really difficult. When you speak to the staff on the pho... Read more Reviewed on: 4th June 2026
Mrs Wilson's avatar
Mrs Wilson

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (119818)

It’s an interesting and quite good service

4
It’s an interesting and quite good service Reviewed on: 13th April 2026

The best credit company

5
always had a great experience using paypal credit. have always been protected for every purchase i made and had great help going above and beyond from paypal whenever i’ve had an issue. they make payments easy and simple and have never experienced a problem with them whatsoever Reviewed on: 13th April 2026

Excellent not need to create a story if something is...

5
Excellent not need to create a story if something is ok Reviewed on: 13th April 2026

PayPal credit is always handy for bigger costs,makin...

5
PayPal credit is always handy for bigger costs,making it easier to purchase items Reviewed on: 13th April 2026

Easy to use, support is excellent, safe to use

5
Easy to use, support is excellent, safe to use Reviewed on: 13th April 2026

Good and practical service.

5
Good and practical service. Easy and secured way for shopping Reviewed on: 13th April 2026

PayPal credit is an affordable method of borrowing,...

5
PayPal credit is an affordable method of borrowing, which is also good value and flexible. Reviewed on: 13th April 2026

excellent

5
Very easy to use,can easilymanage my money Reviewed on: 13th April 2026

Is good to have you for help and you have a good tim...

5
Is good to have you for help and you have a good time and enjoy your day and enjoy your day Reviewed on: 13th April 2026

I always use PayPal for online payments as it safer...

4
I always use PayPal for online payments as it safer and I can contact customer service via chat or phone. The customer service is fantastic!! I always recommend PayPal credit to my friends and family as any purchases over £ 100 are interest free for 4 months!!!!Hight recommend PayPal credit!! Reviewed on: 13th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review