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PayPal: PayPal Credit reviews

4.74
Based on 119,767 reviews, last reviewed 4th Jun 2026
3180050% increase in 5 star reviews
in the past 90 days
9450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and safe to use Paypal credit is a very secure way to manage large payments with a very generous credit limit. Definitely feel safe using it for my purchases Reviewed on: 4th June 2026
Liv's avatar
Liv

Latest lowest rating:

1

For 3 months PayPal Credit card blocked.. For 3 months PayPal Credit security have been asked to contact me to tell me why my Credit card (Of which They have issued me 4 replacements) had been... Read more Reviewed on: 4th June 2026
Paul K's avatar
Paul K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119767)

Great service easy to useAlways have options of buy...

5
Great service easy to useAlways have options of buy now pay later which is great Reviewed on: 13th April 2026

Very safe.

5
Very safe.easy to make a payment. Reviewed on: 13th April 2026

Very good experience.

5
Very good experience. Helpful in any situation Reviewed on: 13th April 2026

It was good and easy to set up.

5
It was good and easy to set up. I recommend Reviewed on: 13th April 2026

Very easy and smooth experience.

5
Very easy and smooth experience. Seamless application process with a very user friendly interface Reviewed on: 13th April 2026

I am using paypal from last 10 years and its realy a...

5
I am using paypal from last 10 years and its realy amazing and secure. Reviewed on: 13th April 2026

Love Paypal

5
Really good, wouldn’t be without it Reviewed on: 13th April 2026

Great option for those bigger purchases or catching...

5
Great option for those bigger purchases or catching a deal while its available. Reviewed on: 13th April 2026

PayPal is great the customer service is also amazing...

5
PayPal is great the customer service is also amazing, I only wish it updated quicker when you paid money off the balance Reviewed on: 13th April 2026

Very easy to use no hassle I feel safer using PayPal...

5
Very easy to use no hassle I feel safer using PayPal than other payment methods on the market Reviewed on: 13th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review