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PayPal: PayPal Credit reviews

4.74
Based on 120,250 reviews, last reviewed 5th Jun 2026
3202050% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Is convenient and safe. Is convenient and safe. I have been using PayPal for many years now and never had any issues. Reviewed on: 5th June 2026
Joane E's avatar
Joane E

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026
Mohammed A's avatar
Mohammed A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120250)

Been with paypay for 15 plus years.

5
Been with paypay for 15 plus years. Flawless service Reviewed on: 14th April 2026

Been using PayPal for a long time

5
Been using PayPal for a long time Reviewed on: 14th April 2026

Good but need improvement on customer support

4
Good but need improvement on customer support Reviewed on: 14th April 2026

Easy to use the app.

5
Easy to use the app. And safe to use Reviewed on: 14th April 2026

Thank you paypal!

5
Paypal credit has helped me a lot through the years to be able to afford to travel or purchase necessities at home even on tight budget as I am able to split the payment in 4 months with no interest. Reviewed on: 14th April 2026

100% Recommend Without Hesitation

5
I’ve been using PayPal for years and honestly can’t fault it. The service has always been great, I’ve never had any problems, and it’s super easy to use. Would definitely recommend 100%. Reviewed on: 14th April 2026

The Real Deal

5
There's always a promotional offers which I use almost all the time Reviewed on: 14th April 2026

It's very good.

5
It's very good. I wish it worked with Paysend as well. Reviewed on: 14th April 2026

I use PayPal credit all the time when purchasing on...

5
I use PayPal credit all the time when purchasing on line..It gives me extra assurance on purchases. Would advise anybody to use it Reviewed on: 14th April 2026

easy and convenient

5
easy and convenient to use, especially for spreading the cost of purchases Reviewed on: 14th April 2026

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