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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,290 reviews, last reviewed 5th Jun 2026
3204000% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal does everything perfectly! PayPal offers a seamless way to pay and I use it for as many transactions as I can. By using PayPal I was able to start my credit journey and it was e... Read more Reviewed on: 5th June 2026
Daniel M's avatar
Daniel M

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026
Mohammed A's avatar
Mohammed A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120290)

Fantastic customer service long term customer never...

5
Fantastic customer service long term customer never had any problems first class Reviewed on: 14th April 2026
Miss Lesley White 's avatar
Miss Lesley White

Good addition

5
Really happy with the overall experience Reviewed on: 14th April 2026
Malik's avatar
Malik

Been using PayPal for over 17yrs and it does what it...

4
Been using PayPal for over 17yrs and it does what it says on the tin. Reviewed on: 14th April 2026
Randi's avatar
Randi

The PayPal Credit service is extremely convenient an...

5
The PayPal Credit service is extremely convenient and reliable. My application was approved quickly, the terms are clear and transparent, and it’s very practical that I can make larger purchases in installments without needing a separate credit card. The customer support has also been very helpful whenever I had a question. I’m fully satisfied and would happily recommend it to others." Reviewed on: 14th April 2026
Anonymous's avatar
Anonymous

If a problem occurs with a service, supplier or prod...

5
If a problem occurs with a service, supplier or product PayPal quickly responds and mostly resolves the situation Reviewed on: 14th April 2026
Richard R's avatar
Richard R

Easy to use

5
Easy to use, quick to apply, balance easily viewable Reviewed on: 14th April 2026
Big T's avatar
Big T

I have always had customer-focused service from PayPal.

5
I have always had customer-focused service from PayPal. They listen, understand and provide really personalise service. Reviewed on: 14th April 2026
Eric S's avatar
Eric S

Great, easy to use.

5
Great, easy to use. Convenient and you earn points while doing it Reviewed on: 14th April 2026
Yaser A's avatar
Yaser A

Excellent service and very fast on my payments.

5
Excellent service and very fast on my payments. Reviewed on: 14th April 2026
Chris's avatar
Chris

I have being trying to raise my credit limit for ages.

3
I have being trying to raise my credit limit for ages. App is not very useful when trying to do this Reviewed on: 14th April 2026
Tony F's avatar
Tony F

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