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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

So clear and easy

I love quick checkout and simple, clear options to spread the payments. The app is also very clear and easy to manage in terms of balance check and making payments. Reviewed on: 8th June 2026

It easy to use and seamless transactions

It easy to use and seamless transactions Reviewed on: 8th June 2026

The ease, convenience, accessibility and availabilit...

The ease, convenience, accessibility and availability of PayPal is superb. The refund processing and team too is reliable. Reviewed on: 8th June 2026

My experience has always been straight forward.

My experience has always been straight forward. I’ve not needed to contact customer services so I can’t comment on that. The service makes purchases affordable without having to pay interest so I don’t feel penalised because sometimes I can’t buy outright. Reviewed on: 8th June 2026

Handy to have

I've been with PayPal for years now and I've never had any problems its always been easy to use and easy to understand. Reviewed on: 8th June 2026

PayPal pay in 3

PayPal pay in 3 is a very helpful interest free payment plan, easy access and fast approval payment Reviewed on: 8th June 2026

never had a problem all good with the dealings i ha...

never had a problem all good with the dealings i have had with paypal Reviewed on: 8th June 2026

PayPal has been a good experience for me the super g...

PayPal has been a good experience for me the super good at exchanging thing that you might not understand there interest on borrowing if fair I have no complaints I’ve already recommended family and friends who are now happy customers I look forward to the future with Paypal I’m thinking about getting Paypal debit card next thank you Paypal love you all one of the best lenders out there keep the good work up . Reviewed on: 8th June 2026

Smooth and fast payment.

Smooth and fast payment. Good credit provided. Reviewed on: 8th June 2026

Convenient and safe

Paypal is a safe convenient way of paying for items small or large. My only reason for 4/5 stars is when making payments to my PayPal a count from my bank it takes a long time to clear. Reviewed on: 8th June 2026

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