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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,364 reviews, last reviewed 5th Jun 2026
3207650% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Gave me good and safe purchases online. Gave me good and safe purchases online. Also 0% interest rate on 4 payments Reviewed on: 5th June 2026
Oula E's avatar
Oula E

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026
Mohammed A's avatar
Mohammed A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120364)

I am using PayPal from past few years , I loved it.

5
I am using PayPal from past few years , I loved it. It's make so easy to receive my international payments from my customers. Reviewed on: 14th April 2026
Ajay P's avatar
Ajay P

Pay pal gets the job done.

5
I have never had a problem that did not get resolved thanks to help for pay pal Reviewed on: 14th April 2026
Kalam h's avatar
Kalam h

Online payment most trusted company

5
Online payment most trusted company Reviewed on: 14th April 2026
Christopher F's avatar
Christopher F

Good service

5
Very responsive and proactive when I have reported suspicious transactions. Reviewed on: 14th April 2026
Karin W's avatar
Karin W

PayPal has helped me to manage my spending by using...

5
PayPal has helped me to manage my spending by using the credit option, it has allowed me to afford the luxury items I previously couldn't. MEGA... ,but the best bit about all this is no threatening or pressured emails about the credit , just simple hassle repayments. I love it and it works for me. Thank you. Reviewed on: 14th April 2026
jay h's avatar
jay h

Great experience

5
Easy to use, great experience. Great system to make quick payments. Highly recommend Reviewed on: 14th April 2026
Marcin P's avatar
Marcin P

Love paypal however when you pay ot takes a while to...

5
Love paypal however when you pay ot takes a while to reflect on your balance Reviewed on: 14th April 2026
Chantelle Hames's avatar
Chantelle Hames

Fantastic service. Best payment app out there!

5
I use Paypal for all online transactions that have that option. I have never had any problems. I getcash back on any money I spend through Paypal which is anadded bonus. I cannot recommend them highly enough! Reviewed on: 14th April 2026
Lesley M's avatar
Lesley M

Great service with excellent Buyer Protection

5
I have used PayPal for various transactions seamlessly. When I have encountered an issue with a seller or sought clarity in relation to orders and tracking, the customer service has been excellent. I appreciate the extra peace of mind provided by the Buyer Protection when using PayPal services. Reviewed on: 14th April 2026
Leanne B's avatar
Leanne B

Fast, convenient, secure, and widely accepted.

5
Fast, convenient, secure, and widely accepted. Reviewed on: 14th April 2026
MaryFranz's avatar
MaryFranz

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