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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Best method of payment online

5
Easy to use and different payment methods that can be used across multiple sites make it an excellent choice for payments and you can use it with confidence you will be safe. Reviewed on: 8th June 2026

Love pay pal credit and the 4 month interest free op...

5
Love pay pal credit and the 4 month interest free option on large purchases Reviewed on: 8th June 2026

Easy to navigate lots of options to pay

5
Easy to navigate lots of options to pay Reviewed on: 8th June 2026

Instant, easy to use and a reasonable rate

4
I use credit when the purchase is too much for pay in three. Instant and no hassle. Easy to use on my phone. Would always prefer lower interest rate! Reviewed on: 8th June 2026

Simple, easy & convenient to use

5
So easy to use for most of my online purchases. I know I’m safe using PayPal. All my online purchases have the option to pay by PayPal or pay in 3. Can’t rate it enough, absolutely brilliant! Reviewed on: 8th June 2026

Highly recommended

4
I’ve been using PayPal for long time, both online shopping and for sending money to friends. The platform’s biggest advantage is its speed and the fact that I don’t have to enter my payment card details in every online store. Reviewed on: 8th June 2026

PayPal is like the financial umbrella on a rainy day.

5
PayPal is like the financial umbrella on a rainy day. The comfort on a rough day, The helper in terms of need. I have relied heavily on it for my shopping. I couldn't imagine being where I am without the credit facility. It is convenient prompt and ever reliable. Reviewed on: 8th June 2026

Pay pal is great for the purchases I’ve made, giving...

5
Pay pal is great for the purchases I’ve made, giving me time to pay back which is convenient so love using PayPal credit card. Reviewed on: 8th June 2026

I have had a positive experience.

4
I have had a positive experience. Reviewed on: 8th June 2026

Easy and straightforward way to pay

5
Easy and straightforward way to pay Reviewed on: 8th June 2026

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