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PayPal: PayPal Credit reviews

4.74
Based on 120,442 reviews, last reviewed 5th Jun 2026
3211250% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always my go to because it is reliable and... PayPal is always my go to because it is reliable and user friendly. I also feel protected using PayPal to buy online, as you are covered for mishaps. ... Read more Reviewed on: 5th June 2026
Cynthia M's avatar
Cynthia M

Latest lowest rating:

1

Do not trust PayPal has your back! I made a purchase from Japan and paid using my PayPal card, I never received my order and PayPal still sided with the so called seller, closing the ca... Read more Reviewed on: 5th June 2026
Mohammed A's avatar
Mohammed A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120442)

Very good and very reliable and always helpful.

5
Very good and very reliable and always helpful.. Reviewed on: 14th April 2026

Reliable and fast service .

5
Reliable and fast service . The customer service is very good Reviewed on: 14th April 2026

Used PayPal for years excellent service and great cu...

5
Used PayPal for years excellent service and great customer care. Reviewed on: 14th April 2026

Easy to apply an quick decision, subsequently also g...

5
Easy to apply an quick decision, subsequently also good at keeping you upto date about your accounts and future potential benefits and promotions. Reviewed on: 14th April 2026

Quick transactions, easy to use, amazing customer su...

5
Quick transactions, easy to use, amazing customer support. Has helped me in many sticky situations. Highly recommend! Reviewed on: 14th April 2026

PayPal off offer a good payment service,when buying...

5
PayPal off offer a good payment service,when buying products. & Paying them of three months. Reviewed on: 14th April 2026

Recommend to all

5
PayPal credit has been really good, it is very easy to use and simple. Reviewed on: 14th April 2026

it was great and much flexible as well as the 3 mont...

5
it was great and much flexible as well as the 3 months time to repay the credit back is super cool Reviewed on: 14th April 2026

PayPal Credit has been an excellent financial tool i...

5
PayPal Credit has been an excellent financial tool in my experience. It provides real flexibility, especially in moments when you truly need support. Whether it’s covering unexpected expenses or managing purchases more comfortably, it offers a sense of reassurance and convenience. The process is simple, the service is reliable, and it helps you stay in control of your finances without unnecessary stress. Overall, it’s a great option for anyone looking for a dependable short-term financial solution. Reviewed on: 14th April 2026

A great, safe and easier way to make purchases and w...

5
A great, safe and easier way to make purchases and widely accepted too. I have been a customer for over 10 years and have been able to make multiple purchases with the help of the option to spread the payments interest free. Reviewed on: 14th April 2026

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