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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,504 reviews, last reviewed 5th Jun 2026
3213900% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer Services are through and prompt when sortin... Customer Services are through and prompt when sorting out spam/phishing email issue. Reviewed on: 5th June 2026
Farrukh Riaz's avatar
Farrukh Riaz

Latest lowest rating:

2

Good providing nothing goes The accounts are all good if you dont encounter any issues and need to speak to a human as all online - for example if payments get declined for secur... Read more Reviewed on: 5th June 2026
Brad's avatar
Brad
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120504)

Helps with spending

5
Helps me with managing my spending and purchases. Reliable and keeps me in the know re repayments. Provides options when purchasing and keen on tips around scamming etc. Reviewed on: 14th April 2026
Jay C's avatar
Jay C

Very liable and easy to use.

5
Very liable and easy to use. I am very happy using PayPal credit. Reviewed on: 14th April 2026
Nisar A's avatar
Nisar A

It’s quick and easy to use.

5
It’s quick and easy to use. If I have any issues, I can contact their customer support with ease. They’re very helpful whenever I have questions or anything related to my account. Reviewed on: 14th April 2026
Jeremiah M's avatar
Jeremiah M

Excellent

5
For a long time a rely on paypal and nothing disappoint me, superb Reviewed on: 14th April 2026
M B's avatar
M B

Always use it; I'm very happy to have it.

5
Always use it; I'm very happy to have it. Reviewed on: 14th April 2026
Vitalijs A's avatar
Vitalijs A

PayPal credit is giving me more flexibility for buyi...

5
PayPal credit is giving me more flexibility for buying what I really want. And then have the time to pay later. Reviewed on: 14th April 2026
DN's avatar
DN

Paypal is extremely convenient and easy to use, espe...

5
PayPal is extremely convenient and easy to use, especially for sending and receiving money internationally. The setup process is straightforward, and linking bank accounts or cards is quick. One of its biggest strengths is buyer protection, which gives confidence when shopping online. Transactions are usually fast, and the interface (both mobile app and website) is user-friendly. It’s also widely accepted across many websites, making it a go-to payment option. Reviewed on: 14th April 2026
Hunor's avatar
Hunor

Excellent service Excellent experience.

5
Excellent experience.Great customer service. Reviewed on: 14th April 2026
Lyubomir Sekulov's avatar
Lyubomir Sekulov

Since i have been using paypal it has be excellent.

5
Since i have been using paypal it has be excellent. Reviewed on: 14th April 2026
Irabor Ogizien 's avatar
Irabor Ogizien

It’s always hassle free

5
It’s always hassle free and gives me options of how to pay an amount interest free. It also allows me to book accommodation which I can then pay off in my own time Reviewed on: 14th April 2026
Mm M's avatar
Mm M

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