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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,559 reviews, last reviewed 5th Jun 2026
3216550% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use. Simple to use. Great PayPal credit is really hand to pay in 3 Reviewed on: 5th June 2026
Graham S's avatar
Graham S

Latest lowest rating:

2

Good providing nothing goes The accounts are all good if you dont encounter any issues and need to speak to a human as all online - for example if payments get declined for secur... Read more Reviewed on: 5th June 2026
Brad's avatar
Brad
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120559)

Great 4 month interest free on larger purchases.

5
Great 4 month interest free on larger purchases. Reviewed on: 14th April 2026
Hayley N's avatar
Hayley N

I always use PayPal credit it’s amazing because you...

5
I always use PayPal credit it’s amazing because you can pay interest free in 4 months save me some time and stress when I need something very easy to use and pay back because you can see that very easily very happy Reviewed on: 14th April 2026
Liga W's avatar
Liga W

Easy to make transactions and the easy with which to...

5
Easy to make transactions and the easy with which to settle issues Reviewed on: 14th April 2026
Maurice 's avatar
Maurice

S.S (SAFE & SECURE)

5
Paypal is easy, to use and manage. I know if I need a credit increase it easy to apply for. I feel 100 % confident that when I make purchases that it is safe and secure. Reviewed on: 14th April 2026
Dee's avatar
Dee

PayPal Usage

5
I have used both PayPal and PayPal credit for years now and have it has been an excellent experience. I am always provided with notifications to stay on top of my transactions plus I can also enjoy a longer purchase payment without any interest if paid within specified period. Reviewed on: 14th April 2026
Lyn U's avatar
Lyn U

So easy to use and so helpful, I love the pay in 3 f...

5
So easy to use and so helpful, I love the pay in 3 feature. Reviewed on: 14th April 2026
Nadia s's avatar
Nadia s

Never had issues at all using PayPal credit and I've...

5
Never had issues at all using PayPal credit and I've been using this services for years. Reviewed on: 14th April 2026
Jason C's avatar
Jason C

Very easy to understand & use the credit card is a v...

5
Very easy to understand & use the credit card is a very handy item Reviewed on: 14th April 2026
Franco L's avatar
Franco L

Customer service needs improving and navigating to r...

4
Customer service needs improving and navigating to resolve issues on the app Reviewed on: 14th April 2026
Vik's avatar
Vik

Superbe products an never had any problem with PayPa...

5
Superbe products an never had any problem with PayPal transaction Reviewed on: 14th April 2026
Jess FPK's avatar
Jess FPK

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