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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Most effective easiest way to make purchasesand not...

Most effective easiest way to make purchases and not worry about payments, everything is done in a responsible way to ensure your not spending over your limits. And any problems with retailers, PayPal are very effective in helping resolve issues. Reviewed on: 8th June 2026

I really like the Pay in 3 option.

I have enjoyed the ‘pay in 3’ option, allowing purchases to be spread out over a clearly defined, relatively short period of time. Reviewed on: 8th June 2026

I have been struggling in the last year with my fina...

I have been struggling in the last year with my finance being made redundant and paypal has helped my family household to get by. Thank you for the 4 month no interest and appreciate the big paypal balance that I am able to use Reviewed on: 8th June 2026

I know all my transactions are safe

I know all my transactions are safe Reviewed on: 8th June 2026

It makes paying for large items much easier to manag...

It makes paying for large items much easier to manage and keep an eye on with clarity on payments and dates. Reviewed on: 8th June 2026

Quick and easy

Quick and easy, especially with new physical card. Repayments clearly laid out. Reviewed on: 8th June 2026

Easy safe and reasonably priced credit

Easy safe and reasonably priced credit Reviewed on: 8th June 2026

Simple& very user friendly particularly to someone l...

Simple& very user friendly particularly to someone like myself that is getting on in years! Informative Website. Clear& concise monthly statements. Reviewed on: 8th June 2026

Great service would use again.

Great service would use again. Very dafev Reviewed on: 8th June 2026

So easy to buy online feel safe with pay pal they wi...

So easy to buy online feel safe with pay pal they will always message when anything exclusives is coming would recommend to friends and family Reviewed on: 8th June 2026

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