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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120600 reviews)

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4.74

Based on 120,600 reviews, last reviewed 5th Jun 2026

3218400% increase in 5 star reviews

in the past 90 days

9550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Go-to payment option I've been using PayPal for 15+ years and it's my 'go-to' payment option on most purchases (where applicable). The pay 3 option is fantastic and I use ... Read more Reviewed on: 5th June 2026

Latest lowest rating:

2

Good providing nothing goes The accounts are all good if you dont encounter any issues and need to speak to a human as all online - for example if payments get declined for secur... Read more Reviewed on: 5th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120600)

I like PayPal because it gives me piece of mind over...

I like PayPal because it gives me piece of mind over buying things online as the retailer doesn’t have direct access to my details Reviewed on: 14th April 2026

User friendly app.

User friendly app. Great pay in 3 service Reviewed on: 14th April 2026

Pay in 3 and no charges is excellent

Pay in 3 and no charges is excellent Reviewed on: 14th April 2026

Great Service, excellent fast payments.

Great Service, excellent fast payments. Reviewed on: 14th April 2026

Great payment facility

You deal with my mistakes snd the company I purchase from quickly and also I am pleased with the cash back facility Reviewed on: 14th April 2026

I have been using PayPal for years

I have been using PayPal for years, the ease of use, taking the worry out of things and the security make it the easy choice when making payments and shopping. And now with their card availability it's even better as there are some big name that don't accept PayPal, now it's across the board, why wouldn't you use it is the question. Reviewed on: 14th April 2026

I found some of the services very useful.

I found some of the services very useful. Is now my number 1 payment method. Reviewed on: 14th April 2026

Easy repayments, good provider .

Easy repayments, good provider . I have been able to make purchases with 3 easy repayment options. Reviewed on: 14th April 2026

Good value, very easy to use

Good value, very easy to use .Everything is being managed through the app Reviewed on: 14th April 2026

PayPal works brilliantly

PayPal credit is just brilliant, they have given me a physical credit card which is convenient Reviewed on: 14th April 2026

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