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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120646 reviews)

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4.74

Based on 120,646 reviews, last reviewed 5th Jun 2026

3220500% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Emergency needs made easy and affordable It makes my emergency payment easy and I can fully rely on PayPal for my emergency needs Reviewed on: 5th June 2026

Latest lowest rating:

1

payapl credit is scamming customers I changed my PayPal Credit direct debit payment from the minimum payment to a significantly higher amount approximately four months ago. However, I wa... Read more Reviewed on: 5th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120646)

Excellent service all around!

Excellent service all around and very convenient method to purchase goods. 4 months interest free and the ability to pay for larger goods in more manageable chunks with pay in 3 has given me greater control of my finances and cashflow Reviewed on: 14th April 2026

great worldwide payment method, easy to use and pay...

great worldwide payment method, easy to use and pay for transactions purchase overseas Reviewed on: 14th April 2026

Convenient PayPal

I find PayPal such a convenient method for online payment. The pay in 3 option is so useful with current financial pressures. Reviewed on: 14th April 2026

I always use PayPal debit card as it gives me points...

I always use PayPal debit card as it gives me points to redeem later. Also I use Pay in 3 and PayPal credit features to buy big things. It makes my life easier. Reviewed on: 14th April 2026

Easy and varied!

Very easy to use, with a wide variety of products Reviewed on: 14th April 2026

It’s been amazing to have to help with big orders I’...

It’s been amazing to have to help with big orders I’ve not had the cash for there and then Reviewed on: 14th April 2026

I didn't have any issue with pay pal

I didn't have any issue with pay pal Reviewed on: 14th April 2026

Top rate service

Very professional when dealing with customers also polite and respectful. Reviewed on: 14th April 2026

Good easy payment method & safe payment

Good easy payment method & safe payment Reviewed on: 14th April 2026

PayPal is a very secure way to pay and it very conve...

PayPal is a very secure way to pay and it very convenient. Having a rewards program is a great incentive to use PayPal for all my online purchases. Reviewed on: 14th April 2026

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