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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Really good

5
It is amazing for interest free payments due to my faith, I have been a user of PayPal for over a decade - I can see why I’ve stayed loyal and never had a bad experience. Reviewed on: 8th June 2026

Can’t go wrong with paypal .

5
I have used PayPal for many years now. It’s easy, reliable and that app is great. Easy to navigate and report provided to break down spending etc. Love that I have extra protection with my main bank account attached to my PayPal, I have PayPal credit & the card which is fantastic & also the pay in 3 option. Thank you PayPal for always helping! Reviewed on: 8th June 2026

Very easy to use.

5
Very easy to use. Different payment arrangements. Reviewed on: 8th June 2026

Quick easy and lots of rewards

5
Quick easy and lots of rewards. Easy to communicate and responsive Reviewed on: 8th June 2026

Always use PayPal

5
I have been using PayPal for years and have always had good service Reviewed on: 8th June 2026

Easy to use, safer method which is reassuring and sa...

5
Easy to use, safer method which is reassuring and safe to use abroad Reviewed on: 8th June 2026

Great service, very easy to use.

5
Great service, very easy to use. Definitely recommend Reviewed on: 8th June 2026

PayPal credit has helped spread payments in a contro...

5
PayPal credit has helped spread payments in a controlled way Reviewed on: 8th June 2026

It's trustworthy, I highly recommend

5
I have been using PayPal account confidently over the past 10 years and happily recommend Reviewed on: 8th June 2026

Exilent money service

5
Exilent money service. Easy and comfortable. Reviewed on: 8th June 2026

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