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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,689 reviews, last reviewed 5th Jun 2026
3222600% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy app to use safe and secure Easy to use. Safe security. Was scammed once called customer service and call handler was quick and efficient sorting the problem Reviewed on: 5th June 2026
Rosie B's avatar
Rosie B

Latest lowest rating:

1

payapl credit is scamming customers I changed my PayPal Credit direct debit payment from the minimum payment to a significantly higher amount approximately four months ago. However, I wa... Read more Reviewed on: 5th June 2026
humza 's avatar
humza
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120689)

Excellent communication

5
Excellent communication. Helps me pay for things much later and provides good customer service Reviewed on: 14th April 2026
Peter T's avatar
Peter T

Trustworthy

5
•Quick approval decisions when applying •Flexible repayment options, especially for larger purchases •Promotional offers (like 0% interest periods on qualifying spends) •Easy integration when shopping online through PayPal checkout Reviewed on: 14th April 2026
Claire's avatar
Claire

Secure, reliable, and now more rewarding than ever

5
I’ve used PayPal for years primarily for the security, but their recent rewards program has made it my primary way to pay. It acts as a perfect secure "middleman"—I can shop on almost any site without handing over my bank details, and the two-factor authentication gives me total peace of mind. The standout for me lately is the PayPal Rewards (PayPal+) system. Reviewed on: 14th April 2026
Florin P's avatar
Florin P

Clear & available info

5
Everything has been extremely easy and information is readily available. I haven’t needed to go searching for info. Reviewed on: 14th April 2026
Nina's avatar
Nina

Great service

5
Never had any issues. Been able to use anywhere Reviewed on: 14th April 2026
Dallas A's avatar
Dallas A

Interest free options is what is good about paypal c...

5
Interest free options is what is good about paypal credit and to give 4 months for every £100 purchase Reviewed on: 14th April 2026
Iqrar H's avatar
Iqrar H

Pay pal give me good credit so I grow my business.

5
Pay pal give me good credit so I grow my business. Pay pal is more safe and I most likely 4 months interest free money it's very helpful to lost of people Reviewed on: 14th April 2026
Dhaval's avatar
Dhaval

Can't fault PayPal, I use it all the time.

5
Can't fault PayPal, I use it all the time. I don't like wbtering bank/card details when shopping online, so PayPal is perfect! I've had excellent experiences when contacting customer services too! Happy customer. Reviewed on: 14th April 2026
Sam J's avatar
Sam J

Better than credit cards

5
I find it very helpful the 4 months with 0% interest is the best Reviewed on: 14th April 2026
Cristian 's avatar
Cristian

PayPal credit seems an easy to use option.

5
PayPal credit seems an easy to use option. Reviewed on: 14th April 2026
Kat S's avatar
Kat S

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