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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,732 reviews, last reviewed 6th Jun 2026
3224600% increase in 5 star reviews
in the past 90 days
9650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy monthly payments. I am paying as much as I can every month without being forced to pay more than I could afford. Reviewed on: 6th June 2026
JOHNNY's avatar
JOHNNY

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026
Mojtaba K's avatar
Mojtaba K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120732)

Best experience with pay pall,and good experience

5
Best experience with pay pall,and good experience Reviewed on: 14th April 2026
Georgian C's avatar
Georgian C

Trusted and secure

5
Easy to set up payments although the app can be a little confusing at times to find what you need. Needs simplifying and a re think. Trusted source so confident in transactions. Reviewed on: 14th April 2026
Phil M's avatar
Phil M

It has simplified my finances with excellent rewards

5
It has simplified my finances with excellent rewards Reviewed on: 14th April 2026
Andy OB's avatar
Andy OB

Simple and easy to use, quick to apply and no hassle...

5
Simple and easy to use, quick to apply and no hassle from start to finish Reviewed on: 14th April 2026
Claire M's avatar
Claire M

Great service

5
PayPal always provides a great service with easy to understand steps for payments and a great app to keep track of everything on the go. Highly recommend Reviewed on: 14th April 2026
GeCo 's avatar
GeCo

The simplicity of using PayPal and Taylored to your...

5
The simplicity of using PayPal and Taylored to your needs. Reviewed on: 14th April 2026
David S's avatar
David S

Paypal has been a good facility for me in many ways.

5
Paypal has been a good facility for me in many ways. From Paypal credit, pay in 3 and transactions being paid via Paypal. Their customer care most times is helpful and there to assist with resolutions or any other issue .Paypal is a amazing service overall. Reviewed on: 14th April 2026
SP's avatar
SP

Very good ,help for me a lot,thank you

5
Very good ,help for me a lot,thank you Reviewed on: 14th April 2026
Odeta V's avatar
Odeta V

Fast, efficient and reliable.

5
Fast, efficient and reliable. Customer service very responsive and helpful the few times I had an enquiries. The matters I called about were reliably and promptly resolved. The provision of the credit and interest free credit offered by PayPal is helpful in managing finances without much pressure. Reviewed on: 14th April 2026
Letty M's avatar
Letty M

PayPal Credit has become my go-to for everything.

5
PayPal Credit has become my go-to for everything. It’s incredibly seamless to use at checkout, and I use my debit card for my everyday errands. The rewards system is the best part—it’s very satisfying to see those points climb just by doing my regular shopping. Highly recommend it for anyone looking for a simple, rewarded banking experience Reviewed on: 14th April 2026
Shaun 's avatar
Shaun

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