Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

I've had PayPal since 2012/13 and been using it for...

I've had PayPal since 2012/13 and been using it for online payments ever since. Recently they have released their debit card and have now been using their card on the daily basis, best thing is that I even get points now ! The PayPal credit is so easy to use, so many companies use it in their payment option and you can easily track your payments on the app and can also make payments / set up payments in advance. I will always carry on using PayPal and will recommend it to anyone. One very happy customer. Reviewed on: 8th June 2026

Versatile

Was great when I discovered PayPal, it's versatile/convenient, an excellent payment tool Reviewed on: 8th June 2026

Love Paypal

Always a good experience. Customer service is great too. Reviewed on: 8th June 2026

Every expensive item it’s really easy to buy with pa...

Every expensive item it’s really easy to buy with pay in 3, don’t hurt the bank to much Reviewed on: 8th June 2026

Very easy way to make online purchases secure and easy.

Very easy way to make online purchases secure and easy. No hassle it just works. Reviewed on: 8th June 2026

Friendly helpful staff

There was a few transactions on my account that I did not recognise. The staff were very friendly and helpful in assisting me to find out more information and query them. Reviewed on: 8th June 2026

I have never has a problem with pay pal.

I have never has a problem with pay pal. Very fare and ensure you a comfortable with payments. Always send me emails on saving interest and the only time I had an emergency and was 2 days late paying were very fare and canceled charges. Couldn't be happier with PayPal. Credit and always feel safe making payments via PayPal. Easy app to use to keep track. Reviewed on: 8th June 2026

PayPal is a very good form of payment as it is quick...

PayPal is a very good form of payment as it is quick and reliable. Reviewed on: 8th June 2026

Simple to use

Like the ease with which PayPal credit operates and the transparency surrounding time periods associated with transactions. Also like the introduction of a credit card which now allows payments to be made anywhere, Reviewed on: 8th June 2026

Simply the best better than all the rest

Excellent throughout can’t find fault anywhere you’ve tried the rest now try the best simple Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub