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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

It's been great being able to access money whenever...

It's been great being able to access money whenever I've needed it. The process has always been simple, quick, and reliable, which has made managing my finances much easier. I'd definitely recommend it to others looking for flexibility and convenience. Reviewed on: 8th June 2026

The best way to pay

I am grateful for the excellent terms this product offers. To be able to pay for products over 4 months interest free has really helped me out, especially when my cashflow has been an issue. I love how accessible the app is and how PayPal keeps me updated with any upcoming payments and at the end of 4 months payment windows. It's a superb payment option and offering the physical card enhanced this product furthermore. Reviewed on: 8th June 2026

Great for booking hotels, flights air b and b and be...

Great for booking hotels, flights air b and b and being able to pay over time Reviewed on: 8th June 2026

Had same issue with transaction, contacted customer...

Had same issue with transaction, contacted customer service and was no trouble at resolving the issue, Reviewed on: 8th June 2026

Love a bit of PayPal

I always choose to pay with PayPal for the extra protection and ease Reviewed on: 8th June 2026

I have used PayPal for over 8 years- I find it extre...

I have used PayPal for over 8 years- I find it extremely beneficial for transferring money to family and friends as it is quick and reliable. There are so many benefits for using PayPal for paying for products and services as if there are any issues they are very quick to resolve any disputes and always put their customers first. I also find it very beneficial being able to use the PayPal option for pay in 3 or pay later. I would highly recommend the use of Paypal for all transactions when it’s an option. Reviewed on: 8th June 2026

PayPal don't lecture you on how you spend your own m...

PayPal don't lecture you on how you spend your own money Reviewed on: 8th June 2026

Using PayPal Credit Was a Good Experience For Me

I used PayPal credit to pay for an item that I wouldn't have been able to afford otherwise. I had 4 interest free months. I liked how easy it was to pay off the balance when I wanted. I didn't have to set up a direct, the option is there but it was so nice being able to choose when and how much I paid back. Overall I love PayPal, I use the pay in 3 service a lot and again, it's allowed me to make purchases without making myself skint. Reviewed on: 8th June 2026

Save and spend

You can rely in and especially the other 3 months to pay option Reviewed on: 8th June 2026

Beat that

I find PayPal good when you want something and you can pay 4 months later at 0 percent Reviewed on: 8th June 2026

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