Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,758 reviews, last reviewed 6th Jun 2026
3225850% increase in 5 star reviews
in the past 90 days
9650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

User friendly, fast and efficient transactional inte... User friendly, fast and efficient transactional integration. I’m happy with services and the results of it. Reviewed on: 6th June 2026
THANA's avatar
THANA

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026
Mojtaba K's avatar
Mojtaba K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (120758)

I have had no issues.

5
I have had no issues. All services are fast and very reliable Reviewed on: 14th April 2026
Julie L's avatar
Julie L

Spend & Earn

5
Love earning points for spending. You earn every time. Reviewed on: 14th April 2026
Yvonne D's avatar
Yvonne D

Very easy to use and set up.

5
Very easy to use and set up. Dont have to worry about card details. Balance on app showsnimmediately. Reviewed on: 14th April 2026
cjc's avatar
cjc

Always my go-to if I need to buy anything in...

5
Always my go-to if I need to buy anything in a pinch Reviewed on: 14th April 2026
Lisa M's avatar
Lisa M

Never had any issues.

5
Never had any issues. Always reliable Reviewed on: 14th April 2026
Jade A's avatar
Jade A

Quick and Flexible

5
PayPal provides great flexibility managing payments and ha great quick payment options without hassle of keying in the bank or card details Reviewed on: 14th April 2026
RAHUL N's avatar
RAHUL N

Best experience with pay pall,and good experience

5
Best experience with pay pall,and good experience Reviewed on: 14th April 2026
Georgian C's avatar
Georgian C

Trusted and secure

5
Easy to set up payments although the app can be a little confusing at times to find what you need. Needs simplifying and a re think. Trusted source so confident in transactions. Reviewed on: 14th April 2026
Phil M's avatar
Phil M

It has simplified my finances with excellent rewards

5
It has simplified my finances with excellent rewards Reviewed on: 14th April 2026
Andy OB's avatar
Andy OB

Simple and easy to use, quick to apply and no hassle...

5
Simple and easy to use, quick to apply and no hassle from start to finish Reviewed on: 14th April 2026
Claire M's avatar
Claire M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill