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PayPal: PayPal Credit reviews

4.74
Based on 120,765 reviews, last reviewed 6th Jun 2026
3226150% increase in 5 star reviews
in the past 90 days
9650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When my account got hacked and money took from my ac... When my account got hacked and money took from my account I contacted PayPal they put me through to the fraud team and within two days my money was ba... Read more Reviewed on: 6th June 2026
Stephen P's avatar
Stephen P

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026
Mojtaba K's avatar
Mojtaba K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (120765)

Always my go-to if I need to buy anything in...

5
Always my go-to if I need to buy anything in a pinch Reviewed on: 14th April 2026

Never had any issues.

5
Never had any issues. Always reliable Reviewed on: 14th April 2026

Quick and Flexible

5
PayPal provides great flexibility managing payments and ha great quick payment options without hassle of keying in the bank or card details Reviewed on: 14th April 2026

Best experience with pay pall,and good experience

5
Best experience with pay pall,and good experience Reviewed on: 14th April 2026

Trusted and secure

5
Easy to set up payments although the app can be a little confusing at times to find what you need. Needs simplifying and a re think. Trusted source so confident in transactions. Reviewed on: 14th April 2026

It has simplified my finances with excellent rewards

5
It has simplified my finances with excellent rewards Reviewed on: 14th April 2026

Simple and easy to use, quick to apply and no hassle...

5
Simple and easy to use, quick to apply and no hassle from start to finish Reviewed on: 14th April 2026

Great service

5
PayPal always provides a great service with easy to understand steps for payments and a great app to keep track of everything on the go. Highly recommend Reviewed on: 14th April 2026

The simplicity of using PayPal and Taylored to your...

5
The simplicity of using PayPal and Taylored to your needs. Reviewed on: 14th April 2026

Paypal has been a good facility for me in many ways.

5
Paypal has been a good facility for me in many ways. From Paypal credit, pay in 3 and transactions being paid via Paypal. Their customer care most times is helpful and there to assist with resolutions or any other issue .Paypal is a amazing service overall. Reviewed on: 14th April 2026

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