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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Hassle free payment method, now much easier with key...

5
Hassle free payment method, now much easier with keychain Reviewed on: 8th June 2026

I am happy with PayPall and using it at all times!

5
I am happy with PayPall and using it at all times! Reviewed on: 8th June 2026

Paypal Review

5
Always there when needed and easy to apply Reviewed on: 8th June 2026

Highly recommend

5
Smooth and efficient services, ease of use with exceptional customer service Reviewed on: 8th June 2026

PayPal for both personal and busines...

5
I’ve been using PayPal for both personal and business transactions, and the service has been reliable, secure, and easy to use. Payments are processed quickly, the platform is user-friendly, and the buyer and seller protection features provide added peace of mind. The ability to send and receive money internationally makes it especially convenient for business dealings. Overall, PayPal is a trusted payment solution that has consistently delivered a smooth and hassle-free experience. Highly recommended. Reviewed on: 8th June 2026

Pay-in-3 option - the winner!

5
I like the pay-in-3 option the most, as I can order items, that I would have to wait for significantly longer. The house or car projects can continue with this payment option. I use PayPal for international payments or transfers, as it is secure and quick. Thanks! Reviewed on: 8th June 2026

Simple to use

5
Easy to use, good interest rates, even interest free options Reviewed on: 8th June 2026

Good experience

5
Good experience for spending and saving and buying. Good experience for spending and saving and buying Reviewed on: 8th June 2026

Excellent customer service

5
Have got prompt reply and excellent customer service. Enjoy 4 months tax free on loans Reviewed on: 8th June 2026

Good service,any problems sorting

5
Good service,any problems sorting Reviewed on: 8th June 2026

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