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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,708 reviews, last reviewed 8th Apr 2026
637700% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best payment option! The credit payments and option to use is really easy especially while buying expensive items. Also like the fact about the refund policy which is help... Read more Reviewed on: 8th April 2026
Mac's avatar
Mac

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57708)

Paypal credit

5
Very nice and reliable to use on most online shops and for online payment when you lack cash Reviewed on: 13th June 2022
Filda Okafor's avatar
Filda Okafor

SUPER EASY TO USE

5
VERY EASY AND CONVENIENT ALSO PAY IN 3 CAN BE HELPFUL SOMETIMES. Reviewed on: 13th June 2022
Jurgita Lizdenyte's avatar
Jurgita Lizdenyte

Amazing credit system

5
I use pay pal credit all the time it’s great for cash flow and super simple to do! Reviewed on: 13th June 2022
Alex Wilson's avatar
Alex Wilson

Great company to deal with

5
Great company to deal with very good customer service Reviewed on: 13th June 2022
Selwyn Browne's avatar
Selwyn Browne

PayPal life saver

5
Whenever I go online to shop I always use PayPal for that piece of mind and extra added security would recommend PayPal to everyone there fair and fast acting and always willing to help you with any problem you may face so from a 100% happy customer Thankyou PayPal Reviewed on: 13th June 2022
dave hardacre's avatar
dave hardacre

great service

5
paypal credit great it is there when you most need it thanks Reviewed on: 13th June 2022
Mark Williams's avatar
Mark Williams

Overall good

5
useful service but would like the ability to pay off single iindivual payemtns Reviewed on: 13th June 2022
alex griffiths's avatar
alex griffiths

Very good

4
PayPal is a very good and trusted service to use Reviewed on: 13th June 2022
Rosemary 's avatar
Rosemary

Great experience

5
My experience has been good. PayPal Credit has helped me with some of my online purchase which has been easy and seamless to use. Reviewed on: 13th June 2022
Ope Ojebiyi's avatar
Ope Ojebiyi

Kris

5
Credit from PayPal is very easy and comforable Reviewed on: 13th June 2022
Krzysztof 's avatar
Krzysztof

Review PayPal: PayPal Credit now

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