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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Seeing interest free and non interest free debt not...

4
Seeing interest free and non interest free debt not clear. Takes a while deposit money. Not simple to transfer from PayPal balance to cover debt Reviewed on: 8th June 2026

Easy to use app.

5
Easy to use app. Clear and transparent charges. Reviewed on: 8th June 2026

PayPal have been excellent in helping resolve situat...

5
PayPal have been excellent in helping resolve situations where I have had problems with certain retailers. Excellent customer service and have been great at responding. Reviewed on: 8th June 2026

Very reliable.

5
Very reliable. No hidden charges Reviewed on: 8th June 2026

Easy to use.

5
Easy to use. The app is user friendly and not too complicated to navigate. What more can I say? I’d definitely recommend it. I can easily check the balance and I find overall it is reliable and convenient. Reviewed on: 8th June 2026

Very good staff well educated and always ok hand to...

5
Very good staff well educated and always ok hand to solve my problems. Reviewed on: 8th June 2026

PayPal is fast and secure no hassle

5
PayPal is fast and secure no hassle Reviewed on: 8th June 2026

Fabulous product!

5
Fabulous product! The promotional offers means is better than using your own money!! Reviewed on: 8th June 2026

Quick and simple.

5
Quick and simple. Easy to use app. Also feel my purchases are more secure when paying through paypal Reviewed on: 8th June 2026

Used for a long time

5
Have used for a long time, always simple and effective credit plus good app/access to account Reviewed on: 8th June 2026

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