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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,797 reviews, last reviewed 6th Jun 2026
3227600% increase in 5 star reviews
in the past 90 days
9650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal credit on bigger purchases. I use PayPal credit on bigger purchases. Makes it easier to afford things. I hAve recommended this to a few family and friends Reviewed on: 6th June 2026
Amanda w's avatar
Amanda w

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026
Mojtaba K's avatar
Mojtaba K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120797)

S easy to use

5
So easy to use and I like using PayPal as I know its secure Reviewed on: 14th April 2026
Debbie's avatar
Debbie

Happy costumer

5
I’ve been using PayPal Credit for some time now and overall it has been a helpful option when I’ve needed flexibility with payments. The ability to spread the cost, especially with promotional interest-free periods, makes it easier to manage larger expenses. The application process was straightforward, and integration with PayPal is seamless, which makes checkout quick and convenient. I also appreciate being able to track everything easily in one place. Communication and customer support are quite good too in my experience. It’s important to stay on top of payments, as interest can be quite high if you miss deadlines or go beyond promotional periods. Overall, it’s a useful financial tool if used carefully, but it requires attention to avoid extra costs. Reviewed on: 14th April 2026
Lara S's avatar
Lara S

Makes my wallet Bigger

5
PayPal credit is great to spread the cost and make things easier to buy and easier on your wallet Reviewed on: 14th April 2026
Richard T's avatar
Richard T

quick service and quick to respond to queries if you...

5
quick service and quick to respond to queries if you have any. Excellent service. Reviewed on: 14th April 2026
Brandon T's avatar
Brandon T

Excellent

5
Very helpful when needed. Great help provided when I contacted PayPal and resolved my issues very efficiently Reviewed on: 14th April 2026
Arif's avatar
Arif

Accessible, easy to use and very transparent.

5
Accessible, easy to use and very transparent. I would definitely recommend Paypal credit as an option to anyone over a traditional credit card provider due to the benefits offered and the transparency and ease of use. Reviewed on: 14th April 2026
Jake G's avatar
Jake G

Brilliant app

5
Just a great app makes it easier and safer for transactìns Reviewed on: 14th April 2026
Steve 's avatar
Steve

Excellent service

5
Great experience, easy to arrange. PayPal is the best. Reviewed on: 14th April 2026
Jeff's avatar
Jeff

Value for Money

5
Easy to use and convenient. Good app and helpful tips Reviewed on: 14th April 2026
Arvin's avatar
Arvin

Friendly , efficient , great online capabilities, ne...

5
Friendly , efficient , great online capabilities, never any issues and just a fantastic company. Reviewed on: 14th April 2026
Chris R's avatar
Chris R

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