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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120871 reviews)

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4.74

Based on 120,871 reviews, last reviewed 6th Jun 2026

3230950% increase in 5 star reviews

in the past 90 days

9650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A really good credit facility to use. Easy to apply and quick to get a decision. Widely available to use across a range of stores online and you can even obtain a physical credit card so y... Read more Reviewed on: 6th June 2026

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120871)

I feel safe using PayPal.

I feel safe using PayPal. Very easy and trust way to buy. Reviewed on: 14th April 2026

I know can use PayPal credit card in stores

I know can use PayPal credit card in stores Reviewed on: 14th April 2026

PayPal plus is great

I am enjoying the Paypal+ an I hope in the future this can have more parteciparing partners and more way to earn points especially with travelling and hotels Reviewed on: 14th April 2026

I prefer purchasing through PayPal.

I have used PayPal for years. My experience has been very good. I feel I am shopping with confidence when purchasing through PayPal. Reviewed on: 14th April 2026

Very easy to use, I recommend it

Very easy to use, I recommend it Reviewed on: 14th April 2026

I’m rebuilding a motorcycle and need to buy lots of...

I’m rebuilding a motorcycle and need to buy lots of little things and by lumping them all in one order over a £100 pound, it gives me 4 months interest free to pay it off. Reviewed on: 14th April 2026

Easy to use and good functionality on the app.

Easy to use and good functionality on the app. Immediate decision and reliable service that gives a little cushion when needed. It’s fab I can still earn PayPal points too and use the credit function. Reviewed on: 14th April 2026

Easy and convenient

PayPal has always been an easy and convenient way of purchasing both national and international transactions. As PayPal is now available for most online purchases, I has given me so many choices and payment options. Reviewed on: 14th April 2026

Quick and simple

Easy to use and good customer service Reviewed on: 14th April 2026

PayPal is ever ready to use and quick, reliable to m...

PayPal is ever ready to use and quick, reliable to make payments. Reviewed on: 14th April 2026

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