Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

PayPal Credit - A Stellar Experience

I’ve had a positive experience using PayPal Credit. One of the biggest benefits is how widely it’s accepted across different online platforms, making larger purchases much more manageable. For example, I was able to buy a new set of tyres for my car without having to pay the full amount upfront. The application process was straightforward, and having flexible payment options gave me extra peace of mind. Overall, it’s a convenient way to spread the cost of essential purchases when needed. Reviewed on: 8th June 2026

Pay in 3 without intrest is an excellent option in P...

Pay in 3 without intrest is an excellent option in PayPal. Intrest rates are better than crexit Reviewed on: 8th June 2026

My first choice of payment

Super helpful with 4 months interest free payment. Clean and easy to use app. Reviewed on: 8th June 2026

Excellent Service and Peace of Mind

PayPal is quick, secure, and very easy to use. I’ve had a great experience sending and receiving payments, and the buyer protection gives extra peace of mind when shopping online. The app is user-friendly, and transactions are usually processed smoothly. Highly recommended! Reviewed on: 8th June 2026

Reliable PayPal

PayPal has always been there when I need it. Ivan pay back monthly which is helpful. Reviewed on: 8th June 2026

Paypal excels.

Security and peace of mind for transactions. Simple to use and very widely accepted.Any issue that might arise is quickly sorted. All a first rate financial service. Reviewed on: 8th June 2026

I’ve had a very positive experience using PayPal Cre...

I’ve had a very positive experience using PayPal Credit. The application process was straightforward, and the account was easy to manage through PayPal’s platform. The promotional financing options have been especially helpful for spreading the cost of larger purchases over time without immediate financial pressure. I also appreciate the convenience and security that come with using PayPal Credit for online shopping. Transactions are processed quickly, and I can easily track my spending and payments. Customer service has been responsive whenever I’ve had questions, making the overall experience smooth and reliable. Overall, PayPal Credit has been a useful and flexible payment option that has helped me manage purchases more effectively. I would recommend it to anyone looking for a convenient way to finance eligible purchases. Reviewed on: 8th June 2026

Does what it is supposed to and provides the service...

Does what it is supposed to and provides the service I would expect. Reviewed on: 8th June 2026

I love paypal!

I love paypal, it's so quick and easy to use. I always use it without fail. Reviewed on: 8th June 2026

What can i say , easy access to credit money when ne...

What can i say , easy access to credit money when need it , will keep using and happy i was granted the credit , cheers Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub