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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,936 reviews, last reviewed 6th Jun 2026
3234000% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have never had a problem with PayPal. I have never had a problem with PayPal. When I needed support, they solved it. I log on regularly to check my status and everything is clear. I would ... Read more Reviewed on: 6th June 2026
Lesley W's avatar
Lesley W

Latest lowest rating:

1

Inefficient allocation of repayments The time it takes to allocate the monthly repayment used to be a couple of working days, then a week, then ten working days. Now? Who knows! They don'... Read more Reviewed on: 6th June 2026
Helen's avatar
Helen
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120936)

Help me a lot in the future and which they help me f...

5
Help me a lot in the future and which they help me further in the future too Reviewed on: 14th April 2026
Harris Hussain's avatar
Harris Hussain

Smooth, straightforward process.

5
Smooth, straightforward process. Clear and far terms. Reviewed on: 14th April 2026
Paulina C's avatar
Paulina C

Very good features and smooth transactions

5
Very good features and smooth transactions Reviewed on: 14th April 2026
Krupesh's avatar
Krupesh

One happy customer

5
PayPal credit is an excellent service and if anything goes wrong they are there to help you through the process. 5 stars from this happy customer Reviewed on: 14th April 2026
Dazh's avatar
Dazh

New to PayPal

5
I have only used PayPal a couple of times but so far the experience has been good. Will try to get used to using more Reviewed on: 14th April 2026
lkwilkins39@hotmail.com's avatar
[email protected]

10yrs and going, I have not been disappointed.

5
I’ve used PayPal for more than 10yrs and I have had a seamless experience using its financial services- especially its credit facility because I was able to build my credit score right from University days enough to get my first mortgage. Reviewed on: 14th April 2026
Uvie's avatar
Uvie

Very easy to use, and fair in chances to pay back wi...

5
Very easy to use, and fair in chances to pay back without interest across the board. Reviewed on: 14th April 2026
Leigh's avatar
Leigh

Works well all of the time!

5
Works well all of the time! Easy to use & universally accepted now so is my go to for making payments. Reviewed on: 14th April 2026
Mark M's avatar
Mark M

Easy to use, always help and support where needed!

5
Easy to use, always help and support where needed! Reviewed on: 14th April 2026
RP's avatar
RP

Reassured that my purchase has the PayPal guarantee.

5
Reassured that my purchase has the PayPal guarantee. Very easy to solve any issues, PayPal does it all. Great to be able to make payments over three months interest free. Reviewed on: 14th April 2026
Samantha King's avatar
Samantha King

Review PayPal: PayPal Credit now

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