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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,218 reviews, last reviewed 6th Jun 2026
3247050% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service Very helpful with unexpected costs arise. Affordable repayments Reviewed on: 6th June 2026
Riwha's avatar
Riwha

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121218)

Generally I am very happy - I do find it a little tr...

4
Generally I am very happy - I do find it a little tricky to decipher the statements but that is probably on me. Reviewed on: 14th April 2026
Kerri's avatar
Kerri

Good experience I am happy with PayPal

5
Good experience I am happy with PayPal Reviewed on: 14th April 2026
Karima ben's avatar
Karima ben

Great experience with PayPal and if you have any pro...

5
Great experience with PayPal and if you have any problems they deal with it straight away Reviewed on: 14th April 2026
Alan M's avatar
Alan M

Simple and Secure.

5
Simple and Secure. If there is a PayPal logo at checkout, I will always choose tp pay wirh PayPal so I can manage my credit easily. Reviewed on: 14th April 2026
TheOnkeys's avatar
TheOnkeys

Very easy to use, very convenient

5
Very easy to use, very convenient Reviewed on: 14th April 2026
Mr A's avatar
Mr A

Reliable and smooth payment opti...

4
Paypal offers easy, reliable and smooth payment option for my transactions Reviewed on: 14th April 2026
Moses A's avatar
Moses A

Everything I need from a credit provider, & recognis...

5
Everything I need from a credit provider, & recognised worldwide. Instant access via app & accepted virtually everywhere. Reviewed on: 14th April 2026
Dick Powell's avatar
Dick Powell

Good for spreading costs over a few months

5
The account is easy to manage through the PayPal app, and I like being able to see my available credit and upcoming payments in one place. The promotional 0% periods are helpful for spreading costs, but the standard interest rate is relatively high, so it’s important to clear the balance within the offer period. Customer service has been responsive when I’ve needed help, and I haven’t had any problems with payments being applied or transactions being declined. Overall, PayPal Credit has been a convenient way to finance online purchases, as long as I keep an eye on due dates and interest. Reviewed on: 14th April 2026
Ana S's avatar
Ana S

Fast acting to sort out disputes ,

5
Fast acting to sort out any disputes , Reviewed on: 14th April 2026
Mr G Davies 's avatar
Mr G Davies

Always useful when l need to pay for something quickly.

5
Always useful when l need to pay for something quickly. Reviewed on: 14th April 2026
Juli E's avatar
Juli E

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