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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

First steps

Easy to use, clear to understand Reviewed on: 8th June 2026

Used PayPal for a number of years and never had any...

Used PayPal for a number of years and never had any issues! So easy to use and monitor spending. Reviewed on: 8th June 2026

Trusted Payment Service

I've been using PayPal for a long time and it's always been reliable. Sending and receiving money is quick, and the app is easy to use. It gives me confidence when making online payments. Reviewed on: 8th June 2026

Great way to purchase and spread the cost without pa...

Great way to purchase and spread the cost without paying any interest Reviewed on: 8th June 2026

Excellent Credit Facilities

Excellent credit facilities and also great payment facilities. The app makes it easy managing your finances and now with a credit card. I am so pleased i use them for my credit finances. Reviewed on: 8th June 2026

Easy to use, good choice of options and backup if an...

Easy to use, good choice of options and backup if anything goes wrong Reviewed on: 8th June 2026

Great whenever you need it

Fabulous for anything you need and options to pay a different way. Reviewed on: 8th June 2026

A long and happy relationship

I have spent around 28 years with PayPal and we have never had a cross word. I have always been able to access personal support with worries. They have always been brilliant, effective and efficient and I trust them. Reviewed on: 8th June 2026

Excellent service

PayPal have been brilliant when I have had a problem with a seller and have got my money back in a very short time. PayPal is my first choice method of payment - especially now that I have a PayPal debit card too. Reviewed on: 8th June 2026

Really helpful understanding customer service

Really helpful understanding customer service Reviewed on: 8th June 2026

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