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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57784 reviews)

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4.91

Based on 57,784 reviews, last reviewed 8th Apr 2026

644700% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing company with helpful service Amazing company with helpful service Reviewed on: 8th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57784)

Thank you!

Used it couple of times and absolutely satisfied with, highly recommend it to everyone!!! Thanks PayPal team… Reviewed on: 13th June 2022

PayPal Credit *****

PayPal credit is really good product that helps spread payment efficiently! My only complaint is that £200.00 is quite small amount and would appreciate higher credit. Thanks! Reviewed on: 13th June 2022

PayPal rocks!

With 4 months 0% interest when spending £99+ and integration with my favourite websites, PayPal makes payments simple and affordable. Reviewed on: 13th June 2022

Simply amazing

I love everything about PayPal! It offers secure services that is easy and simple to use. Reviewed on: 13th June 2022

Great and easy to use

PayPal credit is a very quick, great and easy to use service in which you can use just as quickly as paying normally through PayPal and lets you spread the cost for as long as it suits you Reviewed on: 13th June 2022

Best to use and very transparent billings

PayPal credit is best to use with permanent offer for 4 months credit and no charges applied and pay by min. statement due. Reviewed on: 13th June 2022

WoW Awesome product

This is the best credit card service I have seen ever just awesome and easy to use Reviewed on: 13th June 2022

Convenient

PayPal has helped me manage my debt and the interest-free period has been a life saver! Highly recommend Reviewed on: 13th June 2022

Super and thanks again

..Good company with little to no quick decisions Reviewed on: 13th June 2022

Excellent, fast and efficient service

Love using PayPal credit. No issues Reviewed on: 13th June 2022

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