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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,262 reviews, last reviewed 6th Jun 2026
3249150% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service and very helpful Great customer service and very helpful Reviewed on: 6th June 2026
Mo A's avatar
Mo A

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121262)

I like PayPal credit it’s easy to spread the cost of...

4
I like PayPal credit it’s easy to spread the cost of things. Only downside is the length of time it takes for the money to leave my bank when paying the credit but that is a minor annoyance as sometimes you think you’ve money in the bank but PayPal just hasn’t taken it yet. Reviewed on: 14th April 2026
David R's avatar
David R

I use PayPal credit regularly for purchases over £10...

5
I use PayPal credit regularly for purchases over £100 and it’s so easy to know payments are spread over 4 months with no interest and never have to worry about the offer ending like with traditional credit cards. Makes it easy to spread costs without massive interest Reviewed on: 14th April 2026
jemmamillman@gmail.com's avatar
[email protected]

I am very happy excellent

5
I am very happy excellent service Reviewed on: 14th April 2026
Janina Ciesielski 's avatar
Janina Ciesielski

I use PayPal all the time so quick and easy app work...

5
I use PayPal all the time so quick and easy app work very well and on hand support is amazing Reviewed on: 14th April 2026
Paula B's avatar
Paula B

PayPal just make life easier

5
PayPal just make life easier and an easier life means a happier life and everyone wants a happy life….thank you PayPal Reviewed on: 14th April 2026
Martin's avatar
Martin

I like the facility and secure way to pay, also the...

5
I like the facility and secure way to pay, also the options of buy now pay later are so convient I 100% recommend PayPal. Reviewed on: 14th April 2026
Yasmin Medrano's avatar
Yasmin Medrano

Paypal review

5
I have used PayPal for years and has been great when shopping online like ebay and other online websites, the paypal credit has been a great addition in the last couple of years and works really well would not go with any other provider definitely 5 starts for paypal. Reviewed on: 14th April 2026
Callum's avatar
Callum

I'm using PayPal long time, and have good experience...

5
I'm using PayPal long time, and have good experience with them Reviewed on: 14th April 2026
Dainius J's avatar
Dainius J

It's safe and easy to use.

5
It's safe and easy to use. Having a line of 4 months free credit on purchases of £99 and above is a big bonus. Any issues are quickly and efficiently resolved by a great team if customer service. Reviewed on: 14th April 2026
Trisa S's avatar
Trisa S

Very good exprince, that mean you will be very happy

5
Very good exprince, that mean you will be very happy Reviewed on: 14th April 2026
Khalid 's avatar
Khalid

Review PayPal: PayPal Credit now

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