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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Super easy customer service I've never had any issue...

Super easy customer service I've never had any issues great way to borrow money no hassle and made my life easier Reviewed on: 8th June 2026

Fast transfers.

Fast transfers. Ability to pay on multiple platforms. A payment card is also a big plus. Reviewed on: 8th June 2026

Its very easy to make a payment or purchase.

Its very easy to make a payment or purchase. Gives a lot of offers to make a payment. Reviewed on: 8th June 2026

Easy access, flexible payment options.

Easy access, flexible payment options. I can highly recommend it. I created my first PayPal account about 12 years ago and never looked back since. It helped me build my credit score and made my life easier. Reviewed on: 8th June 2026

Stress free

Stress free and easy to use. I can make the best use of my disposable cash. Never a problem to access site or understand instructions. You are reminded each month of when the payment is due. Would highly recommend. Reviewed on: 8th June 2026

Easy to use

I like the PayPal+ rewards. I wish there was more offers - such as Iceland and uber again. Also, I wish the boundries for levelling up were lowered. I like pay pal credit card. It’s easy to use but I wish you would get more points for spending with credit card. Reviewed on: 8th June 2026

I often use the 0% credit option for purchases or pa...

I often use the 0% credit option for purchases or pay in 4 @ 0%,it's a great way to spread the cost of items. Reviewed on: 8th June 2026

I styled it for traveling and I liked it a lot and I...

I styled it for traveling and I liked it a lot and I haven't had any problems. Reviewed on: 8th June 2026

PayPal customer oriented

PayPal is very focused on great value, customer focus and ease of use Reviewed on: 8th June 2026

Easy to set up and all payment dates made simple wit...

Easy to set up and all payment dates made simple with lots of info along the way Reviewed on: 8th June 2026

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