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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,291 reviews, last reviewed 7th Jun 2026
3250450% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is very simple to use, and often my preferred... PayPal is very simple to use, and often my preferred use of payment because of how simple it is! Reviewed on: 7th June 2026
Sima C's avatar
Sima C

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121291)

I like to use paypal credit i just wish

4
I like to use paypal credit i just wish when I pay they take the cash and update the credit like creation do. Reviewed on: 14th April 2026
Connar Preston's avatar
Connar Preston

Peace of mind is the key

5
Peace of mind is the best thing about using PayPal Reviewed on: 14th April 2026
Sue B's avatar
Sue B

Suggestions

4
Everything is good ,except some times taking long time to reach to an advisor, and I think PayPal do Not accept repaying by Balance Transfer from another credit card, plus if you open another option for chatting to resolve customer's problems , not just calling , would be much easier , then I'll vote for an excellent services. Reviewed on: 14th April 2026
Raoof Sofie's avatar
Raoof Sofie

Very good if your struggling they are there to help

5
Very good if your struggling they are there to help Reviewed on: 14th April 2026
Sarah B's avatar
Sarah B

Everything is great, no problems so far

5
Everything is great, no problems so far Reviewed on: 14th April 2026
Anete S's avatar
Anete S

Great for purchasing big products and splitting cost...

5
Great for purchasing big products and splitting costs customer service always excellent Reviewed on: 14th April 2026
Emma D's avatar
Emma D

I have bee using Papal for years and never had a pro...

5
I have bee using Papal for years and never had a problem When I have had to contact them the problem has been resolved with out any fuss.. Well pleased Reviewed on: 14th April 2026
Christina 's avatar
Christina

I am using paypal more than 10 years and never had a...

5
I am using paypal more than 10 years and never had any issues.PayPal is trustful source to keep or send your money and receive of course and never let me down. Reviewed on: 14th April 2026
Rasa's avatar
Rasa

Great as always, easy to use, can add to Apple walle...

4
Great as always, easy to use, can add to Apple wallet for convenience Reviewed on: 14th April 2026
Alex's avatar
Alex

Very good service i lije

5
Very good service first i try butt good service Reviewed on: 14th April 2026
Zafar's avatar
Zafar

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