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PayPal: PayPal Credit reviews

4.74
Based on 121,316 reviews, last reviewed 7th Jun 2026
3251550% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Should be easier to speak to customers services , ap... Should be easier to speak to customers services , app Should be simplified . Reviewed on: 7th June 2026
Iftikhaar 's avatar
Iftikhaar

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121316)

Pay pal is good.

3
Pay pal is good. Able to use it on losts of sites and have the option to have a physical card. However only downside is how long it takes to make payments. Reviewed on: 14th April 2026

I always use it so I am very satisfied of it for the...

5
I always use it so I am very satisfied of it for these reasons peace of mind and easy to use as no need to enter card details and the address every purchase also gives you options of pay in credit interest free for 4months if you don’t have cash also grantees your rights as buyer if you are not satisfied of your purchase. So I always use it and I am very pleased if I see the company what I purchased have PayPal in there payment system I love it and thank you for it Reviewed on: 14th April 2026

Great, always helpful and a safe way to pay.

5
Great, always helpful and a safe way to pay. Reviewed on: 14th April 2026

I have used PayPal for years and never had a problem.

5
I have used PayPal for years and never had a problem. I love it you can shop in so many places. Reviewed on: 14th April 2026

I feel my money is safe here.

5
I feel my money is safe here. I have been the victim of fraud and I feel PayPal will always be there immediately to offer help and support Reviewed on: 14th April 2026

Mostly easy to pay, and receive money.

5
Mostly easy to pay, and receive money. the help to recover money is a little bit frustrating because there is no one to talk to directly. Reviewed on: 14th April 2026

Very easy to use, very helpful when you need to depu...

5
Very easy to use, very helpful when you need to depute any problem that you have Reviewed on: 14th April 2026

excellent customer service

5
I have always had excellent customer service when using PayPal Reviewed on: 14th April 2026

easy to use , helpful and great customer service...

5
easy to use , helpful and great customer service Reviewed on: 14th April 2026

Always deliver great service and you know your money...

5
Always deliver great service and you know your money is safe Reviewed on: 14th April 2026

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