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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Excellent safe fast platform you can trust every tim...

Excellent safe fast platform you can trust every time you use. Reviewed on: 8th June 2026

Providing 4 months interest free on anything £100 an...

Providing 4 months interest free on anything £100 and over, very useful when you want to buy something in between paydays. Reviewed on: 8th June 2026

Paypal credit makes me feel valued

Paypal credit has helped me to buy something that I needed straight away but would not have been able to afford if it was not for the 0% interest. But more importantly, Paypal makes me feel valued and not feel judged in that they don't ask any questions about repayment etc. Reviewed on: 8th June 2026

Very good and easy to use I am very happy

Very good and easy to use I am very happy Reviewed on: 8th June 2026

PayPal is well organised .

PayPal is a great and safe way to pay for things . And it’s made easy because PayPal are well organised highly recommend Reviewed on: 8th June 2026

I have never had a bad experience with paypal credit

I have never had a bad experience with paypal credit Reviewed on: 8th June 2026

A helping hand in these difficult times.

A helping hand in these difficult times.PayPal credit lets you pay for purchases over four months with no interest which has been very helpful to me.I have contacted them in the past to understand a little bit about my statement and interest rates and the advisor was very knowledgeable and patient . Reviewed on: 8th June 2026

PayPal Super Easy

I find PayPal really easy to use and making repayments couldn’t be easier. Reviewed on: 8th June 2026

I have been with paypal for years and have always re...

I have been with paypal for years and have always received top service Reviewed on: 8th June 2026

Friendly pay pal

Always found PayPal very. good. nice and friendly service if required. no problems. Reviewed on: 8th June 2026

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